97 Cutler St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 97 Cutler St, Worcester, MA 01604 · Last verified April 2026

Property Summary

Property Type	Triplex
Details	8 bd · 3.5 ba · 4,083 sqft · built 1890
Lot Size	0.068 acres (2,965 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Jul 2010)
Tax Bill	$7,447 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-031-00027`

Property Details

APN / Parcel Number

Primary APN	`4-031-00027`
Alternative APN	`WORC M:04 B:031 L:00027`

Interior

Bedrooms	8 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,083 sqft Living Area
Gross Area	6,131 sqft
1st Floor Area	1,345 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,965 sqft (0.068 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	4-031-00027
Street Address	97 CUTLER ST
City	WORCESTER
State	MA
Zip	01604-4811
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	WORCESTER
Legal Block	31
Legal Lot Number	27
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	6
Census Block	6000
Census Tract	732400

Owner

Source: Worcester County and Worcester City records · APN 4-031-00027

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97 CUTLER ST, WORCESTER, MA 01604-4811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2010 · Amount on Record
Deed Sale	Jul 01, 2010 · Amount on Record
Prior Sale	Nov 14, 2006
Deed Document Number	201069890
Deed Book / Page	45996 / 188
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	97 CUTLER ST, WORCESTER, MA 01604-4811
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63469-335
Date	Oct 13, 2020
Book Page	63469/335
Instrument	120545

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,447.00 (+14.57%)	$564,600 (+24.55%) Land $45,000 Building $519,600
2023	$6,500.00	$453,300 Land $36,100 Building $417,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.