Worcester County and Worcester City property record for 94 Cutler St, Worcester, MA 01604
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3 ba · 3,426 sqft · built 1900 |
| Lot Size | 0.078 acres (3,409 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Oct 2017) |
| Tax Bill | $8,918 (2025) |
| Deeds & Mortgages | May 2022 Refinance Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-032-00045 |
| Primary APN | 4-032-00045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,426 sqft Living Area |
| Gross Area | 5,085 sqft |
| 1st Floor Area | 1,142 sqft |
| Basement Area | 1,256 sqft |
| Unfinished Basement | 1,256 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,409 sqft (0.078 acres) |
| Garage Type | Basement |
| Heating System | Steam |
|---|
| Account Number | 4-032-00045 |
|---|---|
| Street Address | 94 CUTLER ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-5260 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | RG-5 |
| Legal Block | 32 |
| Legal Lot Number | 45 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 6 |
| Census Block | 6005 |
| Census Tract | 732400 |
Source: Worcester County and Worcester City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 94 CUTLER ST, WORCESTER, MA 01604-5260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance ONTO MORTGAGE |
| Oct 27, 2017 | Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on Record |
| Deed Sale | Oct 27, 2017 · Amount on Record |
| Prior Sale | Feb 19, 2015 |
| Deed Book / Page | 57953 / 190 |
| Last Transfer Date | Apr 28, 2022 |
| Transfer Doc | 067531-176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | May 3, 2022 |
| Property Address | 94 CUTLER ST, WORCESTER, MA 01604-5260 |
| Document Number | 067531-174 |
| Book / Page | 67531 / 174 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 48330 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 CUTLER ST, WORCESTER, MA 01604-5260 |
| Document Number | 0000048331 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 48331 |
| Name | ONTO MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Oct 27, 2017 |
| Property Address | 94 CUTLER ST, WORCESTER, MA 01604-5260 |
| Document Number | 57953-190 |
| Book / Page | 57953 / 190 |
| Instrument | 120087 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.88 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 CUTLER ST, WORCESTER, MA 01604-5260 |
| Document Number | 579530194 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 57953/0194 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2047 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,918.00 (+14.57%) | $676,100 (+24.56%) Land $49,000 Building $627,100 |
| 2023 | $7,784.00 | $542,800 Land $39,400 Building $503,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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