Worcester County and Worcester City property record for 90 Cutler St, Worcester, MA 01604
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3.5 ba · 3,492 sqft · built 1900 |
| Lot Size | 0.077 acres (3,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $307,000 (Oct 2019) |
| Tax Bill | $8,173 (2026) |
| Deeds & Mortgages | Feb 2025 Line of Credit Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-032-00040 |
| Primary APN | 4-032-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,492 sqft Living Area |
| Gross Area | 5,099 sqft |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 1,262 sqft |
| Unfinished Basement | 1,262 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,356 sqft (0.077 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|
| Account Number | 4-032-00040 |
|---|---|
| Street Address | 90 CUTLER ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-4859 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | RG-5 |
| Legal Subdivision | ROUTE 146 |
| Legal Block | 32 |
| Legal Lot Number | 40 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 6 |
| Census Block | 6005 |
| Census Tract | 732400 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 90 CUTLER ST, WORCESTER, MA 01604-4859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 31, 2019 | Quit Claim Deed, Transfer · Conventional with PMI CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on Record |
| Deed Sale | Oct 31, 2019 · Amount on Record |
| Prior Sale | Jan 27, 2010 |
| Deed Document Number | 2019116190 |
| Deed Book / Page | 61339 / 128 |
| Prior Transfer Date | Oct 29, 2019 |
| Prior Transfer Doc | 61339-128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 90 CUTLER ST, WORCESTER, MA 01604-4859 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071636-222 |
|---|---|
| Date | Feb 13, 2025 |
| Book Page | 71636/222 |
| Instrument | 11859 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Oct 31, 2019 |
| Property Address | 90 CUTLER ST, WORCESTER, MA 01604-4859 |
| Document Number | 61339-128 |
| Book / Page | 061339 / 000128 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 116190 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,399.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 90 CUTLER ST WORCESTER MA 016044859, WORCESTER, MA 01604-4859 |
| Document Number | 61339-130 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 061339/000130 |
| Instrument | 116191 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,173.00 (+2.79%) | $615,400 (+2.09%) Land $48,600 Building $566,800 |
| 2025 | $7,951.00 (+14.55%) | $602,800 (+24.55%) Land $48,500 Building $554,300 |
| 2023 | $6,941.00 | $484,000 Land $39,000 Building $445,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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