86 Cutler St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 86 Cutler St, Worcester, MA 01604 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Triplex
Bedrooms	9 Beds
Bathrooms	3 Baths
Year Built	Built 1900
Square Footage	3,239 sqft Living Area
Lot Size	3,302 sqft (0.076 acres)
Occupancy	Owner Occupied
Last Sale	$115,000 (2000)
Tax Bill	$7,761.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4-032-00035`
Alternative APN	`WORC M:04 B:032 L:00035`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Building Area	3,239 sqft Living Area
Gross Area	4,970 sqft Gross Area
1st Floor	1,145 sqft 1st Floor
Basement Area	1,229 sqft Basement
Unfinished Basement	1,229 sqft Unfinished
Stories	3 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Brick Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	3,302 sqft (0.076 acres)
Garage Type	Basement Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	4-032-00035
Street Address	86 CUTLER ST
City	WORCESTER
State	MA
Zip	01604-5259
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Triplex
Legal Subdivision	NORTHGATE NORTHBORO SEC B
Legal Block	32
Legal Lot Number	35
Jurisdiction	WORCESTER MA
Minor Civil Division	WORCESTER
Census Blockgroup	6
Census Block	6005
Census Tract	732400

Owner

Source: Worcester County and Worcester City records · APN 4-032-00035

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	86 CUTLER ST, WORCESTER, MA 01604-5259
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2000 · Amount on Record
Deed Sale	Apr 10, 2000 · Amount on Record
Prior Sale	Apr 27, 1998 · Amount on Record
Deed Book / Page	22479 / 144
Record Refreshed	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	86 CUTLER ST, WORCESTER, MA 01604-5259
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65124-244
Date	May 10, 2021
Book Page	65124/244
Instrument	64004

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,761.00 (+14.57%)	$588,400 (+24.56%) Land $48,000 Building $540,400
2023	$6,774.00	$472,400 Land $38,600 Building $433,800

Flood & Wildfire

86 Cutler St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.