81 Cutler St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 81 Cutler St, Worcester, MA 01604

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,984 sqft · built 1890
Lot Size	0.159 acres (6,939 sqft)
Owner	Individual Name on Record
Last Sale	$161,900 (Dec 2003)
Tax Bill	$5,626 (2025)
Flood Zone	Zone X (minimal risk)
APN	`4-031-00019`

Property Details

APN / Parcel Number

Primary APN	`4-031-00019`
Alternative APN	`WORC M:04 B:031 L:00019`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,984 sqft Living Area
Gross Area	4,088 sqft
1st Floor Area	992 sqft
Attic	Attic
Attic Area	616 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,939 sqft (0.159 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	4-031-00019
Street Address	81 CUTLER ST
City	WORCESTER
State	MA
Zip	01604-5261
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RG-5
Legal Block	31
Legal Lot Number	19
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	6
Census Block	6000
Census Tract	732400

Owner

Source: Worcester County and Worcester City records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 CUTLER ST, WORCESTER, MA 01604-5261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2003 · Amount on Record
Deed Sale	Dec 18, 2003 · Amount on Record
Deed Document Number	2003325544
Deed Book / Page	32488 / 15
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,626.00 (+14.42%)	$426,500 (+24.38%) Land $76,000 Building $350,500
2023	$4,917.00	$342,900 Land $61,000 Building $281,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20