Walton County property record for 97 Compass Point Way, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,555 sqft · built 2017 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,100,000 (Aug 2017) |
| Tax Bill | $28,703 (2024) |
| Deeds & Mortgages | Jun 2018 Loan Modification Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-3S-18-16016-000-0380 |
| Primary APN | 20-3S-18-16016-000-0380 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 3 Stories |
| Building Area | 4,555 sqft Living Area |
| Gross Area | 6,542 sqft |
| Flooring | Steel Beam |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 11 ft deep x 4.8 ft wide |
| Garage Type | Detached - Finished |
| Garage Area | 506 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 1,290 sqft |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1036683 |
|---|---|
| Street Address | 97 COMPASS POINT WAY |
| City | INLET BEACH |
| State | FL |
| Zip | 32461-8599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 WATERSOUND BEACH PHASE 4A PB 18-72 OR 2954-4976 OR 3050-2696 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 20 |
| Legal Subdivision | WATERSOUND BEACH PHASE 4A |
| Legal Phase | 4A |
| Legal Lot Number | 38 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950611 |
97 Compass Point Way is owned and occupied by two individuals who bought it in August 2017.
Source: Walton County records, as of December 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 COMPASS POINT WAY, INLET BEACH, FL 32461-8599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2018 | Loan Modification, Mortgage CENTENNIAL BK |
| Aug 24, 2017 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2017 · Amount on File |
| Deed Sale | Aug 24, 2017 · Amount on File |
| Prior Sale | Jul 17, 2014 |
| Deed Document Number | 20170028075 |
| Deed Book / Page | 3050 / 2696 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 97 COMPASS POINT WAY, INLET BEACH, FL 32461-8599 |
| Document Number | 0030860209 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6626 E COUNTY HIGHWAY 30A WATERSOUND FL 32461, WATERSOUND, FL 32461 |
| Document Number | 0030860209 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 003086/000209 |
| Instrument | 32482 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Sep 24, 2019 |
| Rate | 5.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 24, 2017 |
| Property Address | 97 COMPASS POINT WAY, INLET BEACH, FL 32461-8599 |
| Document Number | 0030502696 |
| Book / Page | 003050 / 002696 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 28075 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $21,700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 195 SLATE DR BUFORD GA 305181664, BUFORD, GA 30518-1664 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,614,412 (-0.68%) Land $1,400,000 Building $4,214,412 | $5,614,412 (-0.68%) Land $1,400,000 Building $4,214,412 | |
| 2024 | $28,703.00 (+3.58%) Homeowner's exemption | $5,652,854 (-) Land $1,395,956 Building $4,256,898 | $5,652,854 (-) Land $1,395,956 Building $4,256,898 |
| 2023 | $27,710.00 (+1.02%) Homeowner's exemption | $5,652,854 (+41.3%) Land $1,395,956 Building $4,256,898 | $5,652,854 (+41.3%) Land $1,395,956 Building $4,256,898 |
| 2022 | $27,430.00 Homeowner's exemption | $4,000,555 Land $1,549,512 Building $2,451,043 | $4,000,555 Land $1,549,512 Building $2,451,043 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Compass Point Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Compass Point Way is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wildstar Networks.
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