109 Compass Point Way, Inlet Beach, FL 32461 Property Records

Walton County property record for 109 Compass Point Way, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	7 bd · 8 ba · 4,498 sqft · built 2014
Lot Size	0.116 acres (5,053 sqft)
Owner	Company Name on Record
Last Sale	$5,950,000 (Jan 2024)
Tax Bill	$40,993 (2023)
Deeds & Mortgages	Jan 2024 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16016-000-0370`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16016-000-0370`
Alternative APN	`1036682`

Interior

Bedrooms	7 Beds
Full Baths	8 Baths
Stories	4 Stories
Building Area	4,498 sqft Living Area
Gross Area	6,417 sqft
Flooring	Steel Beam
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2014
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	11 ft deep x 4.6 ft wide
Garage Type	Finished
Garage Area	484 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,435 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1036682
Street Address	109 COMPASS POINT WAY
City	INLET BEACH
State	FL
Zip	32461-8608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 WATERSOUND BEACH PH 4A PB 18-72 OR 2954-4975 OR 2960-2577 OR 3170-1854 OR 3312-4259
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	WATERSOUND BEACH PH 4
Legal Phase	4A
Legal Lot Number	37
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	805 CITY CENTER DR # 230, 230, CARMEL, IN 46032-5640
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Warranty Deed, Transfer NOT AVAILABLE, 850 TITLE LLC
Nov 23, 2020	Warranty Deed, Transfer WALTON FNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	0033124259
Deed Book / Page	3312 / 4259
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 12, 2024
Property Address	109 COMPASS POINT WAY, INLET BEACH, FL 32461-8608
Document Number	0033124259
Book / Page	3312 / 4259
Map Reference	MB 18 PG 72
Instrument Date	Jan 12, 2024
Instrument	20240001267
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	NOT AVAILABLE, 850 TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$41,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 60497, HOUSTON, TX 77205-0497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 CITY CENTER DR # 230, 230, CARMEL, IN 46032-5640

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 23, 2020
Property Address	109 COMPASS POINT WAY, INLET BEACH, FL 32461-8608
Document Number	0031701854
Book / Page	003170 / 001854
Instrument Date	Nov 19, 2020
Instrument	48079
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	COASTAL TITLE, COASTAL TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,799.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 60497 HOUSTON TX 772050497, HOUSTON, TX 77205-0497

Mortgage

Document Number	31701856
Date	Nov 23, 2020
Book Page	003170/001856
Instrument	48080

Lender

Name	WALTON FNDG LLC
Type	Mortgage Company
Address	12805 US HIGHWAY 98 E # E201, INLET BEACH, FL 32461-9632

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,609,000 (-0.69%) Land $1,400,000 Building $4,209,000	$5,609,000 (-0.69%) Land $1,400,000 Building $4,209,000
2023	$40,993.00 (+23.86%)	$5,647,955 (+41.44%) Land $1,395,956 Building $4,251,999	$5,647,955 (+41.44%) Land $1,395,956 Building $4,251,999
2022	$33,097.00	$3,993,261 Land $1,549,512 Building $2,443,749	$3,993,261 Land $1,549,512 Building $2,443,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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