96 Roan Rd, River Ranch, FL 33867 Property Records

Polk County property record for 96 Roan Rd, River Ranch, FL 33867

Property Summary

Property Type	Mobile Home
Details	528 sqft · built 1985
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Apr 2021)
Tax Bill	$1,981 (2025)
Deeds & Mortgages	Apr 2021 Sale Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-31-23-996010-002120`

Property Details

APN / Parcel Number

Primary APN	`31-31-23-996010-002120`
Alternative APNs	`233131996010002120` `33131000`

Interior

Building Area	528 sqft Living Area
1st Floor Area	528 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Mobile Home
Lot Area	7,057 sqft (0.162 acres)
Garage Type	Carport
Carport	Carport
Pool House	Pool House
Porch	Porch
Shed	1 Shed

Location & Zoning

Street Address	96 ROAN RD
City	RIVER RANCH
State	FL
Zip	33867
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LONG HAMMOCK PHASE ONE PB 73 PG 21 BLK 2 LOT 12
Legal Range	31E
Legal Township	31S
Legal Section	23
Legal Subdivision	LONG HAMMOCK PHASE ONE
Legal Phase	1
Legal Tract	996010
Legal Block	2
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	4
Census Block	4051
Census Tract	15702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	617 HILLTOP DR, LIBERTY, KY 42539-6957
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jan 12, 2016 · Amount on Record
Deed Document Number	2021103761
Deed Book / Page	11681 / 2122
Prior Transfer Date	Apr 6, 2012
Prior Transfer Doc	0000070139
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 23, 2021
Property Address	96 ROAN RD, RIVER RANCH, FL 33867
Document Number	0000103761
Book / Page	11681 / 2122
Map Reference	MB 73 PG 21
Instrument Date	Apr 21, 2021
Instrument	2021103761
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	580 EXECUTIVE BLVD, DELAWARE, OH 43015-1159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 HILLTOP DR, LIBERTY, KY 42539-6957

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	96 ROAN RD, RIVER RANCH, FL 33867
Document Number	0100480882
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 ROAN RD RIVER RANCH FL 33867, RIVER RANCH, FL 33867

Mortgage

Document Number	0100480882
Date	Jan 26, 2017
Book Page	010048/000882
Instrument	15920

Lender

Name	CITIZENS BK
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,893 (+4.06%) Land $100,000 Building $58,893	$158,893 (+4.06%) Land $100,000 Building $58,893
2025	$1,981.00 (-3.55%)	$152,693 (+14.06%) Land $100,000 Building $52,693	$152,693 (+14.06%) Land $100,000 Building $52,693
2023	$2,054.00 (-5.95%)	$133,866 (-6.59%) Land $90,000 Building $43,866	$133,866 (-6.59%) Land $90,000 Building $43,866
2022	$2,184.00	$143,316 Land $80,000 Building $63,316	$143,316 Land $80,000 Building $63,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	72 units insured incl. 46 condo units
Nearby Flood Claims	3 (2011–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 82% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTGATE RIVER RANCH ; RV RESORT private · serves 2,100 people · EPA ID FL3531517
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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