953 Floyd St, Fleming Island, FL 32003 Property Records

Clay County property record for 953 Floyd St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,852 sqft · built 2015
Lot Size	0.169 acres (7,361 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,893 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014849-001-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014849-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
Gross Area	2,332 sqft
1st Floor Area	1,350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,361 sqft (0.169 acres)
Lot Dimensions	123 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Finished/Open Porch
Porch Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	953 FLOYD ST
City	FLEMING ISLAND
State	FL
Zip	32003-8717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 BLK 9 FLEMING ISLAND ESTATES AS REC OR 4717 PG 2096
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	FLEMING ISLAND ESTATES
Legal Block	9
Legal Lot Number	34
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2023
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	953 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND
Jun 20, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023
Deed Sale	May 8, 2023
Prior Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	202322350
Deed Book / Page	4717 / 2096
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 8, 2023
Property Address	953 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Document Number	0047172096
Book / Page	4717 / 2096
Map Reference	MB 4 PG 61&62
Instrument Date	May 4, 2023
Instrument	2023022350
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,758.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26118 RAVENHILL RD, SANTA CLARITA, CA 91387-4042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 FLOYD ST, FLEMING ISLAND, FL 32003-8717

Mortgage

Document Number	0047172098
Date	May 8, 2023
Instrument	4717/2098

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 20, 2018
Property Address	953 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Document Number	0040950057
Book / Page	4095 / 0057
Map Reference	MB4 PG61&62
Instrument Date	Jun 13, 2018
Instrument	2018031574
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 HIBERNIA, 1001, FLEMING ISLAND, FL 32003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 FLOYD ST, FLEMING ISLAND, FL 32003-8717

Mortgage

Document Number	2018031575
Date	Jun 20, 2018
Instrument	2018031575

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,893.00 (-2.99%)	$320,863 (-4.44%) Land $50,000 Building $270,863	$320,863 (-4.44%) Land $50,000 Building $270,863
2024	$5,044.00 (+5.02%)
2023	$4,803.00 (+17.75%)	$335,769 (+23.36%) Land $50,000 Building $285,769	$335,769 (+23.36%) Land $50,000 Building $285,769
2022	$4,079.00	$272,194 Land $30,000 Building $242,194	$272,194 Land $30,000 Building $242,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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