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970 Floyd St, Fleming Island, FL 32003 Property Records

Clay County property record for 970 Floyd St, Fleming Island, FL 32003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,440 sqft Living Area
Lot Size14,723 sqft (0.338 acres)
GarageAttached, 529 sqft
OccupancyOwner Occupied
Tax Bill$4,325.00 (2024)

Property Details

APN / Parcel Number

Primary APN38-05-26-014907-000-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,440 sqft Living Area
Gross Area1,969 sqft Gross Area
1st Floor1,440 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialLogs Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area14,723 sqft (0.338 acres)
Depth X Width123 ft x 120 ft Depth x Width
Garage TypeAttached Garage
Garage Area529 sqft Garage
Porch Area194 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address970 FLOYD ST
CityFLEMING ISLAND
StateFL
Zip32003-8717
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 10 & 11 BLK 13 FLEMING ISLAND ESTATES AS REC OR 4751 PG 851
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLEMING ISLAND ESTATES
Legal Block13
Legal Lot Number10,11
JurisdictionCLAY FL
Minor Civil DivisionORANGE PARK
Census Blockgroup2
Census Block2024
Census Tract30701

Owner

Source: Clay County records · APN 38-05-26-014907-000-00

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address970 FLOYD ST, FLEMING ISLAND, FL 32003-8717
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Warranty Deed, Transfer · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC
Oct 26, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
CALIBER HOME LOANS INC
Jun 19, 2019Quit Claim Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2023
Deed SaleAug 24, 2023
Prior SaleJun 19, 2019
Deed Doc Number202343205
Deed Book / Page4751 / 851
Prior Transfer DateJun 14, 2019
Prior Transfer Doc0042030225
Record RefreshedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateAug 24, 2023
Property Address970 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Document Number0047510851
Book / Page4751 / 851
Map ReferenceMB 4 PG 61
Instrument DateAug 16, 2023
Instrument2023043205
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address970 FLOYD ST, FLEMING ISLAND, FL 32003-8717

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 FLOYD ST, FLEMING ISLAND, FL 32003-8717

Mortgage

Document Number0004751855
DateAug 24, 2023
Instrument4751/855
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Mortgage

Document Number0047510868
DateAug 24, 2023
Book Page4751/868
Instrument2023043207
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address970 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Transaction TypeMortgage
Record UpdatedJun 21, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 FLOYD ST, FLEMING ISLAND, FL 32003-8717

Mortgage

Document Number0045270291
DateOct 26, 2021
Book Page4527/291
Instrument2021067775
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressFLEMING ISLAND, FL 32003
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2051

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateJun 19, 2019
Property Address970 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Document Number0042030225
Book / Page004203 / 000225
Instrument DateJun 14, 2019
Instrument31565
Transaction TypeTransfer
Record UpdatedJul 09, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO/OR

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address970 FLOYD ST FLEMING ISLAND FL 320038717, FLEMING ISLAND, FL 32003-8717

Mortgage

Document Number42030227
DateJun 19, 2019
Book Page004203/000227
Instrument31566
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,200.00 (-2.89%)$315,572 (+90.6%) Land $100,000 Building $215,572$315,572 (+6.9%) Land $100,000 Building $215,572
2024$4,325.00 (+93.25%)
2023$2,238.00 (+8.85%) Homeowner's exemption$165,566 (+3%)$295,200 (+30.75%) Land $100,000 Building $195,200
2022$2,056.00 Homeowner's exemption$160,744$225,773 Land $60,000 Building $165,773

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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