926 Floyd St, Fleming Island, FL 32003 Property Records

Clay County property record for 926 Floyd St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,644 sqft · built 2004
Lot Size	0.169 acres (7,361 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Dec 2022)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014906-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014906-000-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,644 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,361 sqft (0.169 acres)
Lot Dimensions	123 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	926 FLOYD ST
City	FLEMING ISLAND
State	FL
Zip	32003-8717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 13 FLEMING ISL EST AS REC OR 4930 PG 1140
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	FLEMING ISL EST
Legal Block	13
Legal Lot Number	9
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2024
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	926 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 29, 2022	Contract Sale, Transfer NOT AVAILABLE
Mar 11, 2019	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	202274177
Deed Book / Page	4677 / 2136
Prior Transfer Date	Mar 4, 2014
Prior Transfer Doc	0036231954
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	926 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 FLOYD ST, FLEMING ISLAND, FL 32003-8717

Mortgage

Document Number	0049701634
Date	Sep 19, 2025
Book Page	4970/1634
Instrument	2025044429

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	926 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044691373
Date	Jun 15, 2021
Book Page	4469/1373
Instrument	2021037117

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2022: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	CLAY FL
Recording Date	Dec 29, 2022
Property Address	926 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Document Number	0046772136
Book / Page	4677 / 2136
Map Reference	MB 4 PG 61
Instrument Date	Dec 21, 2022
Instrument	2022074177
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 SPRUCE RD, WINDSOR, CT 06095-1119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 FLOYD ST, FLEMING ISLAND, FL 32003-8717

Mortgage

Date	Dec 29, 2022

Lender

Name	NOT AVAILABLE

Agreement

Amount	Amount Recorded

Interest

Rate	5%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 11, 2019
Property Address	926 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Document Number	0041711847
Book / Page	004171 / 001847
Instrument Date	Mar 11, 2019
Instrument	12219
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,323.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 FLOYD ST FLEMING ISLAND FL 320038717, FLEMING ISLAND, FL 32003-8717

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,988.00 (-2.94%)	$261,533 (-4.51%) Land $50,000 Building $211,533	$261,533 (-4.51%) Land $50,000 Building $211,533
2024	$4,109.00 (-8.32%)
2023	$4,482.00 (+85.28%)	$273,890 (+48.32%) Land $50,000 Building $223,890	$273,890 (+23.22%) Land $50,000 Building $223,890
2022	$2,419.00 Homeowner's exemption	$184,661	$222,282 Land $30,000 Building $192,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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