Clay County property record for 975 Floyd St, Fleming Island, FL 32003 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,159 sqft · built 1981 |
| Lot Size | 0.337 acres (14,723 sqft) |
| Owner | Individual Name on File |
| Last Sale | $392,000 (May 2023) |
| Tax Bill | $5,025 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014848-000-00 |
| Primary APN | 38-05-26-014848-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,159 sqft Heated Area |
| Gross Area | 3,435 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,723 sqft (0.337 acres) |
| Lot Dimensions | 123 ft deep x 120 ft wide |
| Garage Area | 594 sqft |
| Pool Area | 702 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 375 sqft |
| Patio Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 975 FLOYD ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 & 32 BLK 9 FLEMING ISLESTATES AS REC O R 4724 PG 922 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISLESTATES |
| Legal Block | 9 |
| Legal Lot Number | 31,32 32 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 30701 |
Source: Clay County records · APN 38-05-26-014848-000-00
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 975 FLOYD ST, FLEMING ISLAND, FL 32003-8717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Warranty Deed, Transfer · FHA Mortgage CENTRAL MORTGAGE FUNDING LLC |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 18, 2017 | Deed of Trust, Mortgage · Conventional with PMI VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Deed Document Number | 2023026515 |
| Deed Book / Page | 4724 / 922 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 31, 2023 |
| Property Address | 975 FLOYD ST, FLEMING ISLAND, FL 32003-8717 |
| Document Number | 0047240922 |
| Book / Page | 4724 / 922 |
| Map Reference | MB 4 PG 61&62 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023026515 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,744.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 975 FLOYD ST, FLEMING ISLAND, FL 32003-8717 |
| Name | Verified Name |
|---|---|
| Address | 975 FLOYD ST, FLEMING ISLAND, FL 32003-8717 |
| Document Number | 0004724924 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 4724/924 |
| Name | CENTRAL MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 975 FLOYD ST, FLEMING ISLAND, FL 32003-8717 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 975 FLOYD ST, FLEMING ISLAND, FL 32003-8717 |
| Document Number | 0044420431 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 4442/431 |
| Instrument | 2021022449 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 975 FLOYD ST, FLEMING ISLAND, FL 32003-8717 |
| Document Number | 0042091380 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 975 FLOYD ST FLEMING ISLAND FL 320038717, FLEMING ISLAND, FL 32003-8717 |
| Document Number | 0042091380 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 004209/001380 |
| Instrument | 35635 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 975 FLOYD ST, FLEMING ISLAND, FL 32003-8717 |
| Document Number | 0040261389 |
| Book / Page | 004026 / 001389 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 975 FLOYD ST FLEMING ISLAND FL 320038717, FLEMING ISLAND, FL 32003-8717 |
| Document Number | 0040261389 |
|---|---|
| Date | Nov 02, 2017 |
| Book Page | 004026/001389 |
| Instrument | 55878 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,025.00 (+201.44%) | $329,517 (+157.63%) Land $100,000 Building $229,517 | $329,517 (+7.41%) Land $100,000 Building $229,517 |
| 2023 | $1,667.00 (+11.21%) Homeowner's exemption | $127,903 (+3%) | $306,786 (+29.88%) Land $100,000 Building $206,786 |
| 2022 | $1,499.00 Homeowner's exemption | $124,178 | $236,202 Land $60,000 Building $176,202 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 191 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures