Clay County property record for 990 Floyd St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1974 |
| Lot Size | 0.337 acres (14,723 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jul 2022) |
| Tax Bill | $3,314 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014909-000-00 |
| Primary APN | 38-05-26-014909-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Heated Area |
| Gross Area | 2,112 sqft |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,723 sqft (0.337 acres) |
| Lot Dimensions | 123 ft deep x 120 ft wide |
| Garage Area | 360 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 384 sqft |
| Fence | Fence |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 990 FLOYD ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 12 & 13 BLK 13 FLEMING ISLESTS AS REC O R 4625 PG 318 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISL ESTATES |
| Legal Block | 13 |
| Legal Lot Number | 12,13 13 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 30701 |
Source: Clay County records · APN 38-05-26-014909-000-00
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 990 FLOYD ST, FLEMING ISLAND, FL 32003-8717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2022 · Amount on Record |
| Deed Sale | Jul 07, 2022 · Amount on Record |
| Prior Sale | Jan 02, 2014 · Amount on Record |
| Deed Document Number | 2022041277 |
| Deed Book / Page | 4625 / 318 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 07, 2022 |
| Property Address | 990 FLOYD ST, FLEMING ISLAND, FL 32003-8717 |
| Document Number | 0046250318 |
| Book / Page | 4625 / 318 |
| Map Reference | MB 4 PG 61&62 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 2022041277 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3184 LANNIE RD, 3184, JACKSONVILLE, FL 32218-1232 |
| Name | Verified Name |
|---|---|
| Address | 990 FLOYD ST, FLEMING ISLAND, FL 32003-8717 |
| Document Number | 0004625320 |
|---|---|
| Date | Jul 07, 2022 |
| Instrument | 4625/320 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,314.00 (-2.9%) Homeowner's exemption | $257,431 (+5.99%) | $310,088 (-3.72%) Land $100,000 Building $210,088 |
| 2023 | $3,413.00 (+209.99%) Homeowner's exemption | $242,890 (+147.81%) | $322,077 (+94.33%) Land $100,000 Building $222,077 |
| 2022 | $1,101.00 Homeowner's exemption | $98,014 | $165,737 Land $60,000 Building $105,737 |
Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 210 locations within half a mile of this property.
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