923 Floyd St, Fleming Island, FL 32003 Property Records

Clay County property record for 923 Floyd St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1975
Lot Size	0.337 acres (14,723 sqft)
Owner	Individual Name on Record
Last Sale	$212,900 (Jul 2020)
Tax Bill	$2,542 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014851-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014851-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	1,876 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,723 sqft (0.337 acres)
Lot Dimensions	123 ft deep x 120 ft wide
Garage Area	312 sqft

Exterior Amenities

Porch	Porch
Porch Area	316 sqft
Patio Area	192 sqft
Fence	Fence
Storage Building	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	923 FLOYD ST
City	FLEMING ISLAND
State	FL
Zip	32003-8717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 & 37 BLK 9 FLEMING ISLESTATES AS REC O R 4331 PG 640
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	FLEMING ISLESTATES
Legal Block	9
Legal Lot Number	36,37 37
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2023
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	923 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Jul 25, 2001 · Amount on Record
Deed Document Number	2020036075
Deed Book / Page	4331 / 640
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 21, 2020
Property Address	923 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Document Number	0043310640
Book / Page	4331 / 640
Map Reference	MB 4 PG 61&62
Instrument Date	Jul 17, 2020
Instrument	2020036075
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,490.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1699 ASHWOOD CIR, 1699, MIDDLEBURG, FL 32068-6791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 FLOYD ST, FLEMING ISLAND, FL 32003-8717

Mortgage

Document Number	0004331642
Date	Jul 21, 2020
Instrument	4331/642

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,542.00 (-5.43%) Homeowner's exemption	$206,831 (+5.99%)	$281,497 (-4.35%) Land $100,000 Building $181,497
2023	$2,688.00 (+7.82%) Homeowner's exemption	$195,148 (+3%)	$294,310 (+30.86%) Land $100,000 Building $194,310
2022	$2,493.00 Homeowner's exemption	$189,465	$224,909 Land $60,000 Building $164,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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