952 Bluffs Ct, Petoskey, MI 49770 Property Records

Emmet County property record for 952 Bluffs Ct, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,747 sqft · built 2005
Lot Size	0.205 acres (8,969 sqft)
Owner	Trust Name on File
Tax Bill	$17,779 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-18-03-470-114`

Property Details

APN / Parcel Number

Primary APN	`52-18-03-470-114`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,747 sqft Living Area
1st Floor Area	1,899 sqft
Basement Area	2,032 sqft
Unfinished Basement	2,032 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	8,969 sqft
Garage Area	651 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	952 BLUFFS CT
City	PETOSKEY
State	MI
Zip	49770-8570
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RT PUD-2
Legal Description	THE BLUFFS CONDO, PLAN # 130, UNIT 14. SECTION 3, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Subdivision	THE BLUFFS
Legal Unit	14
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1037
Census Tract	970800

Owner

952 Bluffs Ct, a condominium, is owner-occupied and held in a trust since August 2024.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	290 HARROW CIR, BLOOMFIELD HILLS, MI 48304-3918
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jun 15, 2021	Warranty Deed, Transfer
Jan 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2024
Deed Sale	Aug 20, 2024
Prior Sale	Oct 31, 2013 · Amount on File
Deed Document Number	20245214696
Deed Book / Page	1261 / 683
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	001228/853
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	952 BLUFFS CT, PETOSKEY, MI 49770-8570
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MI

Mortgage

Document Number	0000001240/0000000884
Date	Jan 18, 2022
Book Page	0000001240/0000000884
Instrument	5193859

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 15, 2021
Property Address	952 BLUFFS CT, PETOSKEY, MI 49770-8570
Document Number	001234/113
Book / Page	1234 / 113
Instrument Date	May 28, 2021
Instrument	5187077
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MI

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jan 8, 2021
Property Address	952 BLUFFS CT, PETOSKEY, MI 49770-8570
Document Number	001228/853
Book / Page	1228 / 853
Instrument Date	Dec 30, 2020
Instrument	5181822
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 TIMBER TRAIL DR SE, ADA, MI 49301-9300
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$938,100 (-2.27%) Land $938,100	$1,876,200 (-2.27%) Land $1,876,200
2025		$959,900 Land $959,900	$1,919,800 Land $1,919,800
2024	$17,779.00
2023		$559,900 Land $559,900	$1,119,800 Land $1,119,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 952 Bluffs Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 952 Bluffs Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Truestream.

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