922 Bluffs Ct, Petoskey, MI 49770 Property Records

Emmet County property record for 922 Bluffs Ct, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	5 bd · 4.5 ba · 3,301 sqft · built 2000
Lot Size	0.483 acres (21,057 sqft)
Owner	2 Individual Names on File
Last Sale	$11,538 (Jun 2024)
Tax Bill	$17,026 (2024)
Deeds & Mortgages	Mar 2024 Foreclosure Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-18-03-470-119`

Property Details

APN / Parcel Number

Primary APN	`52-18-03-470-119`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,301 sqft Living Area
1st Floor Area	1,976 sqft
Basement Area	1,976 sqft
Unfinished Basement	1,976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	21,057 sqft
Garage Area	744 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	922 BLUFFS CT
City	PETOSKEY
State	MI
Zip	49770-8570
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RT PUD-2
Legal Description	THE BLUFFS CONDO, PLAN #130. UNIT 11. SECTION 3, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Unit	11
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1037
Census Tract	970800

Owner

922 Bluffs Ct, a condominium, is owned and occupied by two individuals who bought it in June 2024.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	922 BLUFFS CT, PETOSKEY, MI 49770-8570
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Foreclosure
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Aug 19, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2024 · Amount on File
Deed Sale	Jun 19, 2024 · Amount on File
Prior Sale	Mar 1, 2024 · Amount on File
Deed Document Number	20245213364
Deed Book / Page	1260 / 351
Record Updated	Oct 29, 2026

March 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	EMMET MI
Recording Date	Mar 1, 2024
Property Address	922 BLUFFS CT, PETOSKEY, MI 49770-8570
Document Number	001258/123
Book / Page	1258 / 123
Instrument Date	Mar 1, 2024
Instrument	5211130
Transaction Type	Foreclosure
Record Updated	Mar 8, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 DIVISION ST, PETOSKEY, MI 49770-2486

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	922 BLUFFS CT, PETOSKEY, MI 49770-8570
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 BLUFFS CT, BAY HARBOR, MI 49770-8570

Mortgage

Document Number	0000001236/0000000344
Date	Aug 19, 2021
Book Page	0000001236/0000000344
Instrument	5189306

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Aug 19, 2021
Property Address	922 BLUFFS CT, PETOSKEY, MI 49770-8570
Document Number	001236/342
Book / Page	1236 / 342
Instrument Date	Jul 16, 2021
Instrument	5189304
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 BLUFFS CT, BAY HARBOR, MI 49770-8570

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 19, 2021
Property Address	922 BLUFFS CT, PETOSKEY, MI 49770-8570
Document Number	001236/343
Book / Page	1236 / 343
Instrument Date	Jul 15, 2021
Instrument	5189305
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2949 SPRING CT, OAKLAND, MI 48363-2157

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$905,500 (-3.11%) Land $905,500	$1,811,000 (-3.11%) Land $1,811,000
2025		$934,600 Land $934,600	$1,869,200 Land $1,869,200
2024	$17,026.00
2023		$532,900 Land $532,900	$1,065,800 Land $1,065,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 922 Bluffs Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 922 Bluffs Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Truestream.

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