932 Bluffs Ct, Petoskey, MI 49770 Property Records

Emmet County property record for 932 Bluffs Ct, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	0.202 acres (8,819 sqft)
Owner	2 Individual Names on Record
Tax Bill	$32,521 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-18-03-470-112`

Property Details

APN / Parcel Number

Primary APN	`52-18-03-470-112`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,328 sqft Living Area
1st Floor Area	1,360 sqft
Basement Area	1,360 sqft
Unfinished Basement	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	8,819 sqft
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	932 BLUFFS CT
City	PETOSKEY
State	MI
Zip	49770-8570
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RT PUD-2
Legal Description	THE BLUFFS CONDO, UNIT 12, SECTION 3, T34N, R6W. PLAN 130
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Subdivision	THE BLUFFS
Legal Unit	12
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1037
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1432 3RD ST, NEW ORLEANS, LA 70130-5746
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage JOLT CREDIT UNION
Apr 12, 2023	Warranty Deed, Transfer
Oct 14, 2021	Warranty Deed, Transfer
Mar 2, 2021	Quit Claim Deed, Transfer · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023
Deed Sale	Apr 12, 2023
Prior Sale	Sep 26, 2013
Deed Document Number	20235204519
Deed Book / Page	1251 / 533
Prior Transfer Date	Jan 27, 2021
Prior Transfer Doc	001230/542
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	932 BLUFFS CT, PETOSKEY, MI 49770-8570
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 BLUFFS CT, BAY HARBOR, MI 49770-8570

Mortgage

Document Number	0000001237/0000000956
Date	Oct 14, 2021
Book Page	0000001237/0000000956
Instrument	5190919

Lender

Name	JOLT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Apr 12, 2023
Property Address	932 BLUFFS CT, PETOSKEY, MI 49770-8570
Document Number	001251/533
Book / Page	1251 / 533
Instrument Date	Apr 3, 2023
Instrument	5204519
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 3RD ST, NEW ORLEANS, LA 70130-5746

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 14, 2021
Property Address	932 BLUFFS CT, PETOSKEY, MI 49770-8570
Document Number	001237/955
Book / Page	1237 / 955
Instrument Date	Sep 17, 2021
Instrument	5190918
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 BLUFFS CT, BAY HARBOR, MI 49770-8570

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Mar 2, 2021
Property Address	932 BLUFFS CT, PETOSKEY, MI 49770-8570
Document Number	001230/542
Book / Page	1230 / 542
Instrument Date	Jan 27, 2021
Instrument	5183509
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47359 WOODALL RD, SHELBY TOWNSHIP, MI 48317-3045

Mortgage

Document Number	0005183510
Date	Mar 2, 2021
Instrument	5183510

Lender

Name	ASSOCIATED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$656,400 (-2.78%) Land $656,400	$1,312,800 (-2.78%) Land $1,312,800
2025		$675,200 (+77.59%) Land $675,200	$1,350,400 (+77.59%) Land $1,350,400
2024	$32,521.00
2023		$380,200 Land $380,200	$760,400 Land $760,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Truestream.

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