95 Watersedge Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 95 Watersedge Ln, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,621 sqft · built 2018
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Apr 2019)
Tax Bill	$2,066 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Jun 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15M14003M`

Property Details

APN / Parcel Number

Primary APN	`15M14003M`
Alternative APN	`2000218380`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,621 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	1,621 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	251 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000218380
Street Address	95 WATERSEDGE LN
City	SMITHFIELD
State	NC
Zip	27577-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 2 WATERVIEW 70/495
Legal Lot Number	2
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2027
Census Tract	40600

Owner

Source: Johnston County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 WATERSEDGE LN, SMITHFIELD, NC 27577-9713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2019	Warranty Deed, Transfer ADVANTAGE LENDING
Jun 28, 2018	Warranty Deed, Construction Loan · Line of Credit JAMES M WOODARD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	2019609511
Deed Book / Page	5334 / 228
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 24, 2019
Property Address	95 WATERSEDGE LN, SMITHFIELD, NC 27577-9713
Document Number	0000609511
Book / Page	005334 / 000228
Instrument Date	Apr 24, 2019
Instrument	609511
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 WATERSEDGE LN SMITHFIELD NC 27577, SMITHFIELD, NC 27577

Mortgage

Document Number	609512
Date	Apr 24, 2019
Book Page	005334/000230
Instrument	609512

Lender

Name	ADVANTAGE LENDING
Address	RALEIGH, NC 27615

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 28, 2018
Property Address	95 WATERSEDGE LN, SMITHFIELD, NC 27577-9713
Document Number	0000575927
Book / Page	005174 / 000272
Instrument Date	Jun 27, 2018
Instrument	575927
Transaction Type	Construction Loan
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1977 BLACK CREEK RD FOUR OAKS NC 275249408, FOUR OAKS, NC 27524-9408

Mortgage

Document Number	575928
Date	Jun 28, 2018
Book Page	005174/000274
Instrument	575928

Lender

Name	JAMES M WOODARD
Address	10 RUNNEYMEDE PL, SMITHFIELD, NC 27577-4811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,066.00 (+31.01%)	$330,610 (+69.72%) Land $75,000 Building $255,610	$330,610 (+69.72%) Land $75,000 Building $255,610
2023	$1,577.00	$194,800 Land $30,000 Building $164,800	$194,800 Land $30,000 Building $164,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2016–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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