86 Watersedge Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 86 Watersedge Ln, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 2008
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jan 2017)
Tax Bill	$2,008 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15M14004K`

Property Details

APN / Parcel Number

Primary APN	`15M14004K`
Alternative APN	`2000245106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	12 Units
Stories	1 Story
Building Area	1,657 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,657 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	145 sqft
Deck Area	534 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000245106
Street Address	86 WATERSEDGE LN
City	SMITHFIELD
State	NC
Zip	27577-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 22 WATERVIEW 70/495
Legal Subdivision	WATERVIEW SUBDIVISION
Legal Lot Number	22
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2027
Census Tract	40600

Owner

86 Watersedge Ln is owned and occupied by an individual who acquired it in November 2021.

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	86 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 30, 2021	Intrafamily Transfer, Transfer
Jan 20, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on File
Deed Sale	Jan 20, 2017 · Amount on File
Prior Sale	Mar 26, 2009 · Amount on File
Deed Document Number	2017517206
Last Transfer Date	Nov 30, 2021
Transfer Doc	0000784306
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	86 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000792034
Date	Jan 19, 2022
Book Page	6163/506
Instrument	2022792034

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Nov 30, 2021
Property Address	86 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Document Number	0000784306
Book / Page	6122 / 925
Map Reference	MB 70 PG 495-498
Instrument Date	Nov 30, 2021
Instrument	2021784306
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WATERSEDGE LN, SMITHFIELD, NC 27577-9714

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 20, 2017
Property Address	86 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Document Number	0000517206
Map Reference	PB 70 PG 495-498
Instrument Date	Jan 19, 2017
Instrument	2017517206
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WATERSEDGE LN, SMITHFIELD, NC 27577-9714

Mortgage

Document Number	0000517207
Date	Jan 20, 2017
Instrument	2017517207

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 86 Watersedge Ln was $2,008, down 1.6% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,008.00 (-1.57%)	$321,390 (-) Land $75,000 Building $246,390	$321,390 (-) Land $75,000 Building $246,390
2025	$2,040.00	$321,390 Land $75,000 Building $246,390	$321,390 Land $75,000 Building $246,390
2023	$1,459.00	$180,200 Land $30,000 Building $150,200	$180,200 Land $30,000 Building $150,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Watersedge Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2016–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Watersedge Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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