119 Watersedge Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 119 Watersedge Ln, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,058 sqft · built 2018
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jan 2019)
Tax Bill	$2,301 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15M14003N`

Property Details

APN / Parcel Number

Primary APN	`15M14003N`
Alternative APN	`2000215716`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,058 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	1,630 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000215716
Street Address	119 WATERSEDGE LN
City	SMITHFIELD
State	NC
Zip	27577-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 3 WATERVIEW 70/495
Legal Subdivision	WATERVIEW SUBDIVISION
Legal Lot Number	3
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2027
Census Tract	40600

Owner

119 Watersedge Ln is owned and occupied by two individuals who bought it in January 2019.

Source: Johnston County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	119 WATERSEDGE LN, SMITHFIELD, NC 27577-9716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 22, 2019	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Jun 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2019 · Amount on File
Deed Sale	Jan 22, 2019 · Amount on File
Prior Sale	Jun 28, 2018 · Amount on File
Deed Document Number	2019598797
Deed Book / Page	5282 / 135
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	119 WATERSEDGE LN, SMITHFIELD, NC 27577-9716
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000720110
Date	Nov 25, 2020
Book Page	5768/257
Instrument	2020720110

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 22, 2019
Property Address	119 WATERSEDGE LN, SMITHFIELD, NC 27577-9716
Document Number	0000598797
Book / Page	5282 / 0135
Map Reference	MB 70 PG 495&498
Instrument Date	Jan 22, 2019
Instrument	2019598797
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1977 BLACK CREEK RD, 1977, FOUR OAKS, NC 27524-9408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 WATESEDGE LANE, SMITHFIELD, NC 27577-9716

Mortgage

Document Number	0000598798
Date	Jan 22, 2019
Instrument	2019598798

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 28, 2018
Property Address	119 WATERSEDGE LN, SMITHFIELD, NC 27577-9716
Document Number	0000575844
Book / Page	005173 / 000818
Instrument Date	Jun 27, 2018
Instrument	575844
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1977 BLACK CREEK RD FOUR OAKS NC 275249408, FOUR OAKS, NC 27524-9408

Tax Assessment & Valuation

The 2026 property tax bill for 119 Watersedge Ln was $2,301.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,301.00	$368,250 Land $75,000 Building $293,250	$368,250 Land $75,000 Building $293,250
2023	$1,813.00	$223,850 Land $30,000 Building $193,850	$223,850 Land $30,000 Building $193,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Watersedge Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2016–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Watersedge Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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