18 Watersedge Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 18 Watersedge Ln, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,505 sqft · built 2019
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Nov 2022)
Tax Bill	$2,029 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15M14004N`

Property Details

APN / Parcel Number

Primary APN	`15M14004N`
Alternative APNs	`2000227038` `2000255034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,505 sqft Living Area
Gross Area	2,145 sqft
1st Floor Area	1,505 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000255034
Street Address	18 WATERSEDGE LN
City	SMITHFIELD
State	NC
Zip	27577-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 25 WATERVIEW 70/495
Legal Subdivision	WATERVIEW SUBDIVISION
Legal Lot Number	25
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2027
Census Tract	40600

Owner

Source: Johnston County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 10, 2022	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Mar 16, 2020	Warranty Deed, Transfer BENCHMARK MTG
Jul 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	2022834433
Deed Book / Page	6377 / 977
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	18 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024596
Date	Aug 1, 2023
Book Page	6520/534
Instrument	2023024596

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 10, 2022
Property Address	18 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Document Number	0000834433
Book / Page	6377 / 977
Map Reference	MB 70 PG 495-498
Instrument Date	Nov 2, 2022
Instrument	2022834433
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4922 OLD PAGE RD APT 1035, 4922, DURHAM, NC 27703-8494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WATERSEDGE LN, SMITHFIELD, NC 27577-9714

Mortgage

Document Number	0000834434
Date	Nov 10, 2022
Instrument	2022834434

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 16, 2020
Property Address	18 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Document Number	0000651079
Book / Page	005545 / 000311
Instrument Date	Mar 12, 2020
Instrument	651079
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WATERSEDGE LN SMITHFIELD NC 275779714, SMITHFIELD, NC 27577-9714

Mortgage

Document Number	651080
Date	Mar 16, 2020
Book Page	005545/000314
Instrument	651080

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 16, 2019
Property Address	18 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Document Number	0000619718
Book / Page	005385 / 000164
Instrument Date	Jun 18, 2019
Instrument	619718
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$124.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 STEWART RD FOUR OAKS NC 275248745, FOUR OAKS, NC 27524-8745

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,029.00 (+34.37%)	$324,650 (+74.1%) Land $75,000 Building $249,650	$324,650 (+74.1%) Land $75,000 Building $249,650
2023	$1,510.00	$186,470 Land $30,000 Building $156,470	$186,470 Land $30,000 Building $156,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2016–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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