45 Watersedge Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 45 Watersedge Ln, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,784 sqft · built 2021
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$363,000 (Feb 2026)
Tax Bill	$2,339 (2026)
Deeds & Mortgages	Mar 2026 Sale Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15M14003`

Property Details

APN / Parcel Number

Primary APN	`15M14003`
Alternative APN	`2000237536`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,784 sqft Living Area
Gross Area	2,623 sqft
1st Floor Area	1,528 sqft
Attic	Attic
Attic Area	256 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000237536
Street Address	45 WATERSEDGE LN
City	SMITHFIELD
State	NC
Zip	27577-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 1 WATERVIEW 70/495
Legal Subdivision	WATERVIEW SUBDIVISION
Legal Lot Number	1
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2027
Census Tract	40600

Owner

Source: Johnston County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 WATERSEDGE LN, SMITHFIELD, NC 27577-9713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Warranty Deed, Transfer
Feb 26, 2026	Warranty Deed, Transfer
Mar 31, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
Jun 16, 2020	Warranty Deed, Transfer · Line of Credit JAMES M WOODARD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	20265744
Deed Book / Page	7057 / 598
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 12, 2026
Property Address	45 WATERSEDGE LN, SMITHFIELD, NC 27577-9713
Document Number	0000007509
Book / Page	DEED7067 / 295
Map Reference	MB 70 PG 495-498
Instrument Date	Mar 12, 2026
Instrument	2026007509
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 WATERSEDGE LN, SMITHFIELD, NC 27577-9713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WATERSEDGE LN, SMITHFIELD, NC 27577-9713

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 26, 2026
Property Address	45 WATERSEDGE LN, SMITHFIELD, NC 27577-9713
Document Number	0000005744
Book / Page	DEED7057 / 598
Map Reference	MB 70 PG 495-498
Instrument Date	Feb 26, 2026
Instrument	2026005744
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 DENALI DRIVE, ANGIER, NC 27501-5141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WATERSEDGE LN, SMITHFIELD, NC 27577-9713

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 31, 2021
Property Address	45 WATERSEDGE LN, SMITHFIELD, NC 27577-9713
Document Number	0000741345
Book / Page	5887 / 845
Map Reference	MB 70 PG 495-498
Instrument Date	Mar 30, 2021
Instrument	2021741345
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 WATERSEDGE LN, SMITHFIELD, NC 27577-9713

Mortgage

Document Number	0000741346
Date	Mar 31, 2021
Instrument	2021741346

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 16, 2020
Property Address	45 WATERSEDGE LN, SMITHFIELD, NC 27577-9713
Document Number	0000663908
Book / Page	005619 / 000040
Instrument Date	Jun 16, 2020
Instrument	663908
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1977 BLACK CREEK RD FOUR OAKS NC 275249408, FOUR OAKS, NC 27524-9408

Mortgage

Document Number	663909
Date	Jun 16, 2020
Book Page	005619/000042
Instrument	663909

Lender

Name	JAMES M WOODARD
Address	4321 GLEN CASTLE WAY, WINTERVILLE, NC 28590-2303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 15, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,339.00 (-1.56%)	$374,270 (-) Land $75,000 Building $299,270	$374,270 (-) Land $75,000 Building $299,270
2025	$2,376.00 (+33.48%)	$374,270 (+70.27%) Land $75,000 Building $299,270	$374,270 (+70.27%) Land $75,000 Building $299,270
2023	$1,780.00	$219,810 Land $30,000 Building $189,810	$219,810 Land $30,000 Building $189,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2016–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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