60 Watersedge Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 60 Watersedge Ln, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 2022
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on File
Last Sale	$800 (Jul 2022)
Tax Bill	$2,518 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15M14004L`

Property Details

APN / Parcel Number

Primary APN	`15M14004L`
Alternative APNs	`2000239523` `2000251736`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,010 sqft Living Area
Gross Area	2,878 sqft
1st Floor Area	1,733 sqft
Attic	Attic
Attic Area	277 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	53,579 sqft (1.23 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000251736
Street Address	60 WATERSEDGE LN
City	SMITHFIELD
State	NC
Zip	27577-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 23 WATERVIEW 70/495
Legal Subdivision	WATERVIEW SUBDIVISION
Legal Lot Number	23
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2027
Census Tract	40600

Owner

60 Watersedge Ln is owned and occupied by two individuals who bought it in July 2022.

Source: Johnston County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	60 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage KEITH UNDERWOOD
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Jul 8, 2022	Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Deed Document Number	2022818042
Deed Book / Page	6297 / 965
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	60 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 GLEN RD, GARNER, NC 27529-6601

Mortgage

Document Number	0000753453
Date	Jun 8, 2021
Book Page	5954/164
Instrument	2021753453

Lender

Name	KEITH UNDERWOOD
Type	Private Party
Address	1830 STEWART ROAD, SMITHFIELD, NC 27577

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 8, 2022

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	60 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 GLEN RD, GARNER, NC 27529-6601

Mortgage

Document Number	0000768430
Date	Sep 1, 2021
Book Page	6036/21
Instrument	2021768430

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	DUNN, NC 28335

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 1, 2022

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 8, 2022
Property Address	60 WATERSEDGE LN, SMITHFIELD, NC 27577-9714
Document Number	0000818042
Book / Page	6297 / 965
Map Reference	MB 70 PG 495-498
Instrument Date	Jul 6, 2022
Instrument	2022818042
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 GLEN RD, GARNER, NC 27529-6601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 WATERSEDGE LN, SMITHFIELD, NC 27577-9714

Mortgage

Document Number	0000818043
Date	Jul 8, 2022
Instrument	2022818043

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 60 Watersedge Ln was $2,518.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,518.00	$402,930 Land $75,000 Building $327,930	$402,930 Land $75,000 Building $327,930
2023	$1,947.00	$240,410 Land $30,000 Building $210,410	$240,410 Land $30,000 Building $210,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60 Watersedge Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2016–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 60 Watersedge Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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