945 Ritchey Rd, Valley View, TX 76272 Property Records

Cooke County property record for 945 Ritchey Rd, Valley View, TX 76272

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 2,694 sqft · built 2019
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$13,201 (2026)
Deeds & Mortgages	May 2025 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2471-000-00004`

Property Details

APN / Parcel Number

Primary APN	`2471-000-00004`
Alternative APN	`156532`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,694 sqft Living Area
Gross Area	4,193 sqft
1st Floor Area	2,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	670 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2471-000-00004
Street Address	945 RITCHEY RD
City	VALLEY VIEW
State	TX
Zip	76272-5715
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOWE ACRES; LOT 4; ACRES 5.0
Legal Subdivision	LOWE ACRES
Legal Lot Number	4
Jurisdiction	COOKE TX
Township / Civil Division	VALLEY VIEW
Census Block Group	1
Census Block	1073
Census Tract	900

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	945 RITCHEY RD, VALLEY VIEW, TX 76272-5715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage RADIUS FINANCIAL GROUP INC
Jan 16, 2026	Vendor's Lien, Transfer · Commercial Mortgage HALL AND HALL MORTGAGE CORP
Nov 13, 2024	Warranty Deed, Transfer
Jul 21, 2020	Vendor's Lien, Transfer · Conventional Mortgage PROVIDENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2024
Deed Sale	Nov 13, 2024
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	20248162
Deed Book / Page	2678 / 641
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	002346/625
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	945 RITCHEY RD, VALLEY VIEW, TX 76272-5715
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 RITCHEY RD, VALLEY VIEW, TX 76272-5715

Mortgage

Document Number	0002712/96
Date	May 21, 2025
Book Page	2712/96
Instrument	2025-3445

Lender

Name	RADIUS FINANCIAL GROUP INC
Type	Mortgage Company
Address	MARSHFIELD HILLS, MA 02051

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jan 16, 2026
Property Address	945 RITCHEY RD, VALLEY VIEW, TX 76272-5715
Document Number	002759/238
Book / Page	2759 / 238
Map Reference	VOL 2217 PG 638
Instrument Date	Jan 15, 2026
Instrument	2026-337
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	SECURED TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 RITCHEY RD, VALLEY VIEW, TX 76272-5715

Mortgage

Document Number	0002026338
Date	Jan 16, 2026
Instrument	2026-338

Lender

Name	HALL AND HALL MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Nov 13, 2024
Property Address	945 RITCHEY RD, VALLEY VIEW, TX 76272-5715
Document Number	002678/641
Book / Page	2678 / 641
Map Reference	CAB A SL 330T
Instrument Date	Nov 12, 2024
Instrument	2024-8162
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	945 RITCHEY RD, VALLEY VIEW, TX 76272-5715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 RITCHEY RD, VALLEN VIEW, TX 26272

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jul 21, 2020
Property Address	945 RITCHEY RD, VALLEY VIEW, TX 76272-5715
Document Number	002346/625
Book / Page	2346 / 625
Map Reference	CAB A SL 330T
Instrument Date	Jul 20, 2020
Instrument	2020-05530
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 KLOWA DR, LAKE KIOWA, TX 76240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 RITCHEY RD, VALLEY VIEW, TX 76272-5715

Mortgage

Document Number	0000005531
Date	Jul 21, 2020
Instrument	5531

Lender

Name	PROVIDENCE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Valley View Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,201.00 (+34.68%)	$904,795 (+34.66%) Land $240,500 Building $664,295	$904,795 (+34.66%) Land $240,500 Building $664,295
2025	$9,802.00 (+23.75%)	$671,895 (+21.2%) Land $221,000 Building $450,895	$671,895 (-1.38%) Land $221,000 Building $450,895
2024	$7,921.00 (+2.58%)
2023		$554,385	$681,318 Land $239,000 Building $442,318
2022	$7,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOLIVAR WSC serves 11,901 people · EPA ID TX0610049
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000

May also be available: Nextlink.

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