945 E Illinois Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 945 E Illinois Rd, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details4 ba · 4,605 sqft · built 1960
Lot Size0.862 acres (37,562 sqft)
Owner2 Company Names on Record
Last Sale$2,200,000 (Nov 2025)
Tax Bill$36,966 (2024)
Deeds & MortgagesJan 2026 Mortgage
Nov 2025 Sale
Flood ZoneZone X (minimal risk)
APN12-34-308-004

Property Details

APN / Parcel Number

Primary APN12-34-308-004

Interior

Full Baths4 Baths
Stories2 Stories
Building Area4,605 sqft Living Area
Gross Area7,272 sqft
1st Floor Area2,534 sqft
Upper Floors Area2,071 sqft
Basement Area1,842 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area37,562 sqft (0.862 acres)
Garage TypeAttached
Garage Area825 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address945 E ILLINOIS RD
CityLAKE FOREST
StateIL
Zip60045-2407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAYFLOWER MANOR LOT 2
Legal SubdivisionMAYFLOWER MANOR
Legal Lot Number2
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2039
Census Tract863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Forest Historic District
listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address945 E ILLINOIS RD, LAKE FOREST, IL 60045-2407
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Nov 14, 2025Warranty Deed, Transfer
UNKNOWN, PT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2025 · Amount on Record
Deed SaleNov 14, 2025 · Amount on Record
Prior SaleJul 24, 2000 · Amount on Record
Deed Document Number20258134860
Prior Transfer DateJul 1, 1997
Prior Transfer Doc0003994225
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address945 E ILLINOIS RD, LAKE FOREST, IL 60045-2407
Transaction TypeMortgage
Record UpdatedFeb 6, 2026
Title CompanyUNKNOWN, PT

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 E ILLINOIS RD, LAKE FOREST, IL 60045-2407

Mortgage

Document Number0008147400
DateJan 23, 2026
Instrument8147400
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateDec 1, 2035
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.5%
IndexSOFR Average 30-Day
Margin3
Max Rate10.5%

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateNov 14, 2025
Property Address945 E ILLINOIS RD, LAKE FOREST, IL 60045-2407
Document Number0008134860
Map ReferenceDOC 891102
Instrument DateOct 1, 2025
Instrument8134860
Transaction TypeTransfer
Record UpdatedDec 3, 2025
Title CompanyUNKNOWN, PT

Transaction

AmountAmount Recorded
Tax$2,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address945 E ILLIOIS ROAD, LAKE FOREST, IL 60045-2407

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$695,376 (+11.06%) Land $313,477 Building $381,899$2,086,337 (+11.06%) Land $940,525 Building $1,145,812
2024$36,966.00 (+21.53%)$626,153 (+19.33%) Land $282,271 Building $343,882$1,878,647 (+19.33%) Land $846,898 Building $1,031,749
2023$30,417.00 (+2.86%)$524,733 (+2.94%) Land $236,551 Building $288,182$1,574,356 (+2.94%) Land $709,724 Building $864,632
2022$29,570.00$509,755 Land $229,799 Building $279,956$1,529,418 Land $689,466 Building $839,952

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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