925 E Illinois Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 925 E Illinois Rd, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,398 sqft · built 1916
Lot Size0.99 acres (43,124 sqft)
Owner2 Individual Names on Record
Last Sale$1,169,000 (Jan 2021)
Tax Bill$27,152 (2024)
Deeds & MortgagesJul 2020 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-34-308-003

Property Details

APN / Parcel Number

Primary APN12-34-308-003

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,398 sqft Living Area
Gross Area6,321 sqft
1st Floor Area1,543 sqft
Upper Floors Area1,855 sqft
Basement Area1,543 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1921
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialSlate
Lot Area43,124 sqft (0.99 acres)
Garage TypeAttached
Garage Area1,380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address925 E ILLINOIS RD
CityLAKE FOREST
StateIL
Zip60045-2407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAYFLOWER MANOR LOT 1
Legal SubdivisionMAYFLOWER MANOR
Legal Lot Number1
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2039
Census Tract863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Forest Historic District
listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address925 E ILLINOIS RD, LAKE FOREST, IL 60045-2407
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 20, 2021Warranty Deed, Transfer · Conventional Mortgage
OAKTREE FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2021 · Amount on Record
Deed SaleJan 20, 2021 · Amount on Record
Prior SaleDec 2, 2015 · Amount on Record
Deed Document Number20217740535
Prior Transfer DateNov 23, 2015
Prior Transfer Doc0007251106
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address925 E ILLINOIS RD, LAKE FOREST, IL 60045-2407
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007677118
DateJul 27, 2020
Instrument7677118
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressWESTMONT, IL 60559
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateAug 1, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.75%
Index1-Year LIBOR
Max Rate7.75%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateJan 20, 2021
Property Address925 E ILLINOIS RD, LAKE FOREST, IL 60045-2407
Document Number0007740535
Map ReferenceDOC 891102
Instrument DateOct 5, 2020
Instrument7740535
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,169.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address925 E ILLINOIS RD, LAKE FOREST, IL 60045-2407

Mortgage

Document Number0007740536
DateJan 20, 2021
Instrument7740536
Lender
NameOAKTREE FUNDING CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateDec 1, 2025
Min Rate At Change3.75%
Max Rate At Change8.5%
IndexOther
Max Rate11.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$503,524 (+18.22%) Land $318,638 Building $184,886$1,510,723 (+18.22%) Land $956,010 Building $554,713
2024$27,152.00 (+11.38%)
2023$24,378.00 (+2.87%)$425,918 (+3.95%) Land $269,528 Building $156,390$1,277,882 (+3.95%) Land $808,665 Building $469,217
2022$23,699.00$409,742 Land $259,292 Building $150,450$1,229,349 Land $777,954 Building $451,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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