990 E Illinois Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 990 E Illinois Rd, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	9.5 ba · 11,480 sqft · built 1910
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,449,000 (Feb 2024)
Tax Bill	$45,591 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-34-305-074`

Property Details

APN / Parcel Number

Primary APN	`12-34-305-074`
Alternative APN	`1234305052`

Interior

Full Baths	9.5 Baths
Half Baths	5 Half Baths
Stories	2 Stories
Building Area	11,480 sqft Living Area
Gross Area	21,594 sqft
1st Floor Area	5,812 sqft
Upper Floors Area	2,402 sqft
Attic	Attic
Attic Area	4,032 sqft
Basement Area	4,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1933
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Roof Material	Slate
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	1,550 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	176 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	990 E ILLINOIS RD
City	LAKE FOREST
State	IL
Zip	60045-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAYFLOWER RAVINE SUBDIVISION;LOT 2
Legal Subdivision	MAYFLOWER RAVINE SUBDIVISION
Legal Lot Number	2
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2009
Census Tract	863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	333 LAKESIDE PL, HIGHLAND PARK, IL 60035-5371
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 5, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 20, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 30, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 27, 2017	Deed of Trust, Mortgage ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	20248017826
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	990 E ILLINOIS RD, LAKE FOREST, IL 60045-2408
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 LAKESIDE PL, HIGHLAND PARK, IL 60035-5371

Mortgage

Document Number	0008017827
Date	Feb 5, 2024
Instrument	8017827

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Feb 5, 2024
Property Address	990 E ILLINOIS RD, LAKE FOREST, IL 60045-2408
Document Number	0008017826
Map Reference	DOC 7611743
Instrument Date	Jan 17, 2024
Instrument	8017826
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,449.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	990 E ILLINOIS RD, LAKE FOREST, IL 60045-2408

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	990 E ILLINOIS RD, LAKE FOREST, IL 60045-2408

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Nov 20, 2019
Property Address	990 E ILLINOIS RD, LAKE FOREST, IL 60045-2408
Document Number	0007610761
Instrument Date	Nov 18, 2019
Instrument	7610761
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 MAPLE CT LAKE FOREST IL 600452414, LAKE FOREST, IL 60045-2414

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Sep 30, 2019
Property Address	990 E ILLINOIS RD, LAKE FOREST, IL 60045-2408
Document Number	0007596376
Instrument Date	Sep 23, 2019
Instrument	7596376
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$112.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	900 E ILLINOIS RD LAKE FOREST IL 600452408, LAKE FOREST, IL 60045-2408

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	990 E ILLINOIS RD, LAKE FOREST, IL 60045-2408
Document Number	0007386474
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	990 E ILLINOIS RD LAKE FOREST IL 600452408, LAKE FOREST, IL 60045-2408

Mortgage

Document Number	0007386474
Date	Apr 13, 2017
Instrument	7386474

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$986,578 (+45.87%) Land $516,093 Building $470,485	$2,960,030 (+45.87%) Land $1,548,434 Building $1,411,596
2024	$45,591.00
2023		$676,342 (+1.93%) Land $415,762 Building $260,580	$2,029,229 (+1.93%) Land $1,247,411 Building $781,818
2022		$663,542 Land $407,893 Building $255,649	$1,990,825 Land $1,223,801 Building $767,024

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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