Lake County property record for 905 E Illinois Rd, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,412 sqft · built 1984 |
| Lot Size | 1.19 acres (52,015 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,300,000 (Jun 2021) |
| Tax Bill | $42,810 (2024) |
| Deeds & Mortgages | Dec 2022 Transfer Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-34-308-002 |
| Primary APN | 12-34-308-002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,412 sqft Living Area |
| Gross Area | 9,496 sqft |
| 1st Floor Area | 3,161 sqft |
| Upper Floors Area | 2,251 sqft |
| Basement Area | 3,161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 52,015 sqft (1.19 acres) |
| Garage Type | Attached |
| Garage Area | 923 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 905 E ILLINOIS RD |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE FOREST;PT LTS 284&286 BEG NW COR OFW75 LT 284,S292.9 TO PNT 266N SE COR SD W75, W95,N156,N24DG 5MN 20SC W 145 .05,N37DG 29MN 40SC E232,N52DG 30MN22SC E31.2,SE ALG N LN |
| Legal Subdivision | LAKE FOREST |
| Legal Lot Number | 284,2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 905 E ILLINOIS RD, LAKE FOREST, IL 60045-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 14, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jun 14, 2021 | Deed, Transfer · Conventional Mortgage PLUS RELOCATION MORTGAGE LLC |
| Mar 12, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on Record |
| Deed Sale | Jun 14, 2021 · Amount on Record |
| Deed Document Number | 20217798048 |
| Last Transfer Date | Nov 7, 2022 |
| Transfer Doc | 0007949643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 14, 2022 |
| Property Address | 905 E ILLINOIS RD, LAKE FOREST, IL 60045-2407 |
| Document Number | 0007949643 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 7949643 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 905 E ILLINOIS RD, LAKE FOREST, IL 60045-2407 |
| Name | Verified Name |
|---|---|
| Address | 905 E ILLINOIS RD, LAKE FOREST, IL 60045-2407 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 14, 2021 |
| Property Address | 905 E ILLINOIS RD, LAKE FOREST, IL 60045-2407 |
| Document Number | 0007798048 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 7798048 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 905 E ILLINOIS RD, LAKE FOREST, IL 60045-2407 |
| Document Number | 0007798049 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 7798049 |
| Name | PLUS RELOCATION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 905 E ILLINOIS RD, LAKE FOREST, IL 60045-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0007548209 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 7548209 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 905 E ILLINOIS RD, LAKE FOREST, IL 60045-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007655016 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 7655016 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $788,869 (+24.13%) Land $372,113 Building $416,756 | $2,366,844 (+24.13%) Land $1,116,451 Building $1,250,393 | |
| 2024 | $42,810.00 (+14.82%) | ||
| 2023 | $37,283.00 (+2.86%) | $635,507 (+1.93%) Land $299,771 Building $335,736 | $1,906,712 (+1.93%) Land $899,403 Building $1,007,309 |
| 2022 | $36,247.00 | $623,478 Land $294,097 Building $329,381 | $1,870,621 Land $882,379 Building $988,242 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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