Okaloosa County property record for 941 Merganser Way, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,424 sqft · built 2019 |
| Lot Size | 0.142 acres (6,190 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,750 (Nov 2019) |
| Tax Bill | $4,133 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-106-8063-4 |
| Primary APN | C56-001-106-8063-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 3,033 sqft |
| 1st Floor Area | 1,053 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 6,190 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 941 MERGANSER WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDSTONE COMMONS PH 3B LOT 205 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 27 |
| Legal Subdivision | REDSTONE COMMONS |
| Legal Phase | 3B |
| Legal Lot Number | 205 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 20701 |
Source: Okaloosa County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 941 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 25, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 22, 2019 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on Record |
| Deed Sale | Nov 22, 2019 · Amount on Record |
| Deed Document Number | 20193320105 |
| Deed Book / Page | 3430 / 1755 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 941 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 941 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0003665326 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 3665326 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 941 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0035082089 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 3508/2089 |
| Instrument | 3410699 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 22, 2019 |
| Property Address | 941 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0034301755 |
| Book / Page | 3430 / 1755 |
| Map Reference | MB 28 PG 85-87 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 3320105 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,664.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 941 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0034301756 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 3430-1756 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,133.00 (-22.69%) Homeowner's exemption | $302,368 (-8.5%) Land $47,235 Building $255,133 | $302,368 (-8.5%) Land $47,235 Building $255,133 |
| 2023 | $5,346.00 (+5.88%) | $330,459 (+6.57%) Land $40,131 Building $290,328 | $330,459 (+6.57%) Land $40,131 Building $290,328 |
| 2022 | $5,049.00 | $310,093 Land $37,506 Building $272,587 | $310,093 Land $37,506 Building $272,587 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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