940 Merganser Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 940 Merganser Way, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,830 sqft · built 2019
Lot Size	0.14 acres (6,078 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Oct 2022)
Tax Bill	$4,006 (2025)
Deeds & Mortgages	Apr 2026 Sale Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-106-8099-8`

Property Details

APN / Parcel Number

Primary APN	`C56-001-106-8099-8`
Alternative APNs	`27-3N-23-1004-0000-2410` `23N327100400002410`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,830 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,078 sqft (0.14 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	940 MERGANSER WAY
City	CRESTVIEW
State	FL
Zip	32539-6757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDSTONE COMMONS PH 3B LOT 241
Legal Range	23W
Legal Township	03N
Legal Section	27
Legal Subdivision	REDSTONE COMMONS
Legal Phase	3B
Legal Lot Number	241
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2058
Census Tract	20701

Owner

Source: Okaloosa County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	940 MERGANSER WAY, CRESTVIEW, FL 32539-6757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 13, 2022	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Aug 12, 2021	Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC
Dec 17, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	20223584624
Deed Book / Page	3646 / 4951
Last Transfer Date	Mar 30, 2026
Transfer Doc	0003808250
Record Updated	Jun 8, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 2, 2026
Property Address	940 MERGANSER WAY, CRESTVIEW, FL 32539-6757
Document Number	0003808250
Instrument Date	Mar 30, 2026
Instrument	20263808250
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 MERGANSER WAY, CRESTVIEW, FL 32539-6757

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 13, 2022
Property Address	940 MERGANSER WAY, CRESTVIEW, FL 32539-6757
Document Number	0036464951
Book / Page	3646 / 4951
Map Reference	MB 28 PG 85
Instrument Date	Oct 7, 2022
Instrument	3584624
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	PURE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 GROVE PARK DR, 317, NICEVILLE, FL 32578-1480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 MERGANSER WAY, CRESTVIEW, FL 32539-6757

Mortgage

Document Number	0036464953
Date	Oct 13, 2022
Instrument	3646/4953

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0036464976
Date	Oct 13, 2022
Book Page	3646/4976
Instrument	3584626

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 12, 2021
Property Address	940 MERGANSER WAY, CRESTVIEW, FL 32539-6757
Document Number	0035664580
Book / Page	3566 / 4580
Map Reference	MB 28 PG 85-87
Instrument Date	Aug 10, 2021
Instrument	3479956
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,058.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 WAIKIKI DR, 800, MERRITT ISLAND, FL 32953-3276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 MERGANSER WAY, CRESTVIEW, FL 32539-6757

Mortgage

Document Number	0035664582
Date	Aug 12, 2021
Instrument	3566/4582

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 17, 2019
Property Address	940 MERGANSER WAY, CRESTVIEW, FL 32539-6757
Document Number	0034341427
Book / Page	3434 / 1427
Map Reference	MB 28 PG 85-87
Instrument Date	Dec 13, 2019
Instrument	3325029
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 MERGANSER WAY, CRESTVIEW, FL 32539-6757

Mortgage

Document Number	0034341428
Date	Dec 17, 2019
Instrument	3434-1428

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,006.00 (-9.26%)	$252,349 (-7.54%) Land $47,235 Building $205,114	$252,349 (-7.54%) Land $47,235 Building $205,114
2023	$4,415.00 (+26.5%)	$272,930 (+6.69%) Land $40,131 Building $232,799	$272,930 (+6.69%) Land $40,131 Building $232,799
2022	$3,490.00 Homeowner's exemption	$255,806 Land $37,506 Building $218,300	$255,806 Land $37,506 Building $218,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20

940 Merganser Way, Crestview, FL 32539 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Special Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Merganser Way

Nearby Streets

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