939 Merganser Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 939 Merganser Way, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,562 sqft · built 2019
Lot Size0.142 acres (6,190 sqft)
OwnerIndividual Name on Record
Last Sale$409,900 (Jan 2024)
Tax Bill$4,530 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-001-106-8064-2

Property Details

APN / Parcel Number

Primary APNC56-001-106-8064-2
Alternative APN
  • 27-3N-23-1004-0000-2060

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,562 sqft Heated Area
Gross Area3,196 sqft
1st Floor Area1,106 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area6,190 sqft (0.142 acres)
Garage TypeFinished
Garage Area462 sqft
PorchOpen Porch
Porch Area92 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address939 MERGANSER WAY
CityCRESTVIEW
StateFL
Zip32539-6756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDSTONE COMMONS PH 3B LOT 206
Legal Range23
Legal Township03N
Legal Section27
Legal SubdivisionREDSTONE COMMONS PHASE 3B
Legal Phase3B
Legal Lot Number206
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2055
Census Tract20701

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3035 TWISTED OAK DR, EGLIN AFB, FL 32542-1442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Warranty Deed, Transfer · Loan Assumption
LAKEVIEW LOAN SERVICING LLC
Mar 9, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Dec 21, 2021Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 15, 2019Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2024 · Amount on Record
Deed SaleJan 10, 2024 · Amount on Record
Prior SaleDec 21, 2021 · Amount on Record
Deed Document Number3665489
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 10, 2024
Property Address939 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Document Number0003665489
Map ReferenceMB 28 PG 85
Instrument DateJan 5, 2024
Instrument3665489
Transaction TypeTransfer
Record UpdatedFeb 1, 2024
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,869.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address939 MERGANSER WAY, CRESTVIEW, FL 32539-6756

Transferred To (Grantee/Buyer)

NameVerified Name
Address5744 STAFFAN CT UNIT C, C, JBER, AK 99506-4550

Mortgage

Document Number0003665490
DateJan 10, 2024
Instrument3665490
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeLoan Assumption
AmountAmount Recorded
Term11 Months
DueDec 29, 2024

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address939 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Transaction TypeMortgage
Record UpdatedApr 21, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address939 MERGANSER WAY, CRESTVIEW, FL 32539-6756

Mortgage

Document Number0035303890
DateMar 9, 2021
Book Page3530/3890
Instrument3436088
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 21, 2021
Property Address939 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Document Number0035942648
Book / Page3594 / 2648
Map ReferenceMB 28 PG 85-87
Instrument DateDec 17, 2021
Instrument3514694
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address939 MERGANSER WAY, 939, CRESTVIEW, FL 32539-6756

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 GRENADA LN, LUSBY, MD 20657-3799

Mortgage

Document Number0035942650
DateDec 21, 2021
Instrument3594/2650
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 15, 2019
Property Address939 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Document Number0034240450
Book / Page3424 / 0450
Map ReferenceMB 28 PG 85-87
Instrument DateOct 11, 2019
Instrument3311620
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 21, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,692.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address939 MERGANSER WAY, CRESTVIEW, FL 32539-6756

Mortgage

Document Number0034240451
DateOct 15, 2019
Instrument3424-0451
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,530.00 (-21.38%) Homeowner's exemption$327,386 (-8.08%) Land $47,235 Building $280,151$327,386 (-8.08%) Land $47,235 Building $280,151
2023$5,762.00 (+5.88%)$356,172 (+6.56%) Land $40,131 Building $316,041$356,172 (+6.56%) Land $40,131 Building $316,041
2022$5,442.00$334,235 Land $37,506 Building $296,729$334,235 Land $37,506 Building $296,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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