944 Merganser Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 944 Merganser Way, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,830 sqft · built 2019
Lot Size0.139 acres (6,078 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Oct 2024)
Tax Bill$3,374 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-106-8101-2

Property Details

APN / Parcel Number

Primary APNC56-001-106-8101-2
Alternative APN
  • 27-3N-23-1004-0000-2430

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,830 sqft Heated Area
Gross Area2,400 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,078 sqft (0.139 acres)
Garage TypeFinished
Garage Area462 sqft
PorchOpen Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address944 MERGANSER WAY
CityCRESTVIEW
StateFL
Zip32539-6757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDSTONE COMMONS PH 3B LOT 243
Legal Range23
Legal Township03N
Legal Section27
Legal SubdivisionREDSTONE COMMONS PHASE 3B
Legal Phase3B
Legal Lot Number243
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2058
Census Tract20701

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address944 MERGANSER WAY, CRESTVIEW, FL 32539-6757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Warranty Deed, Transfer · Conventional Mortgage
CBM MORTGAGE INC
Nov 26, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2024 · Amount on Record
Deed SaleOct 8, 2024 · Amount on Record
Prior SaleApr 28, 2023 · Amount on Record
Deed Document Number3715352
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 28, 2023
Property Address944 MERGANSER WAY, CRESTVIEW, FL 32539-6757
Document Number0036723672
Book / Page3672
Map ReferenceMB 28 PG 85-87
Instrument DateApr 28, 2023
Instrument3620546
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyWAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8105 ZELPLIA BLVD, GEORGETOWN, IN 47122

Transferred To (Grantee/Buyer)

NameVerified Name
Address944 MERGANSER WAY, CRESTVIEW, FL 32539-6757
InvestorPossibly a Property Investor

Mortgage

Document Number0036723674
DateApr 28, 2023
Instrument3672/3674
Lender
NameCBM MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

November 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 26, 2019
Property Address944 MERGANSER WAY, CRESTVIEW, FL 32539-6757
Document Number0034304544
Book / Page3430 / 4544
Map ReferenceMB 28 PG 85-87
Instrument DateNov 22, 2019
Instrument3320768
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 21, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,523.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address944 MERGANSER WAY, CRESTVIEW, FL 32539-6757

Mortgage

Document Number0034304545
DateNov 26, 2019
Instrument3430-4545
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,374.00 (+32.21%) Homeowner's exemption$254,579 (+27.74%) Land $47,235 Building $207,344$254,579 (-7.58%) Land $47,235 Building $207,344
2023$2,552.00 (+3.11%) Homeowner's exemption$199,295 (+3%)$275,462 (+6.69%) Land $40,131 Building $235,331
2022$2,475.00 Homeowner's exemption$193,490$258,180 Land $37,506 Building $220,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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