Okaloosa County property record for 938 Merganser Way, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,424 sqft · built 2019 |
| Lot Size | 0.161 acres (7,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Mar 2022) |
| Tax Bill | $4,133 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-106-8098-0 |
| Primary APN | C56-001-106-8098-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Heated Area |
| Gross Area | 3,033 sqft |
| 1st Floor Area | 1,053 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 7,019 sqft (0.161 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 938 MERGANSER WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDSTONE COMMONS PH 3B LOT 240 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 27 |
| Legal Subdivision | REDSTONE COMMONS PHASE 3B |
| Legal Phase | 3B |
| Legal Lot Number | 240 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 20701 |
938 Merganser Way is owned and occupied by an individual who bought it in March 2022.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 155 CAPE FEAR RD, RAEFORD, NC 28376-7276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2022 | Warranty Deed, Transfer · VA Mortgage MSA MORTGAGE LLC |
| Dec 2, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2022 · Amount on File |
| Deed Sale | Mar 28, 2022 · Amount on File |
| Prior Sale | Dec 2, 2019 · Amount on File |
| Deed Document Number | 3537607 |
| Deed Book / Page | 3612 / 3019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 28, 2022 |
| Property Address | 938 MERGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Document Number | 0036123019 |
| Book / Page | 3612 / 3019 |
| Map Reference | MB 28 PG 87 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 3537607 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 BARBARA ST, 26, TRENTON, NJ 08618-3816 |
| Name | Verified Name |
|---|---|
| Address | 938 MERGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Document Number | 0036123021 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 3612/3021 |
| Name | MSA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 2, 2019 |
| Property Address | 938 MERGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Document Number | 0034312186 |
| Book / Page | 3431 / 2186 |
| Map Reference | MB 28 PG 85-87 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 3321345 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,664.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 938 MERGGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Document Number | 0034312187 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 3431-2187 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 938 Merganser Way was $4,133 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,133.00 Homeowner's exemption | $302,368 Land $47,235 Building $255,133 | $302,368 Land $47,235 Building $255,133 |
| 2023 | $4,674.00 (+6.32%) Homeowner's exemption | $330,459 (+6.57%) Land $40,131 Building $290,328 | $330,459 (+6.57%) Land $40,131 Building $290,328 |
| 2022 | $4,396.00 | $310,093 Land $37,506 Building $272,587 | $310,093 Land $37,506 Building $272,587 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 938 Merganser Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 938 Merganser Way is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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