Okaloosa County property record for 936 Merganser Way, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 2019 |
| Lot Size | 0.143 acres (6,239 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $286,000 (Dec 2025) |
| Tax Bill | $2,515 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-106-8097-2 |
| Primary APN | C56-001-106-8097-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 1,688 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 6,239 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Florida Room |
| Porch Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 936 MERGANSER WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDSTONE COMMONS PH 3B LOT 239 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 27 |
| Legal Subdivision | REDSTONE COMMONS |
| Legal Phase | 3B |
| Legal Lot Number | 239 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 20701 |
936 Merganser Way is owned and occupied by two individuals who bought it in December 2025.
Source: Okaloosa County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 936 MERGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 17, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 26, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on File |
| Deed Sale | Dec 17, 2025 · Amount on File |
| Prior Sale | Dec 26, 2019 · Amount on File |
| Deed Document Number | 20253789358 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 936 MERGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 936 MERGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Document Number | 0036431163 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 3643/1163 |
| Instrument | 3579239 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Aug 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 17, 2025 |
| Property Address | 936 MERGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Document Number | 0003789358 |
| Map Reference | MB 28 PG 85-87 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 3789358 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | MOULTON LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,002.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1468 MILL CREEK DR, BAKER, FL 32531-8439 |
| Name | Verified Name |
|---|---|
| Address | 936 MERGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Document Number | 0003789359 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 3789359 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jan 1, 2066 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 26, 2019 |
| Property Address | 936 MERGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Document Number | 0034352088 |
| Book / Page | 3435 / 2088 |
| Map Reference | MB 28 PG 85-87 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 3326467 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,455.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 969 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0034352089 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 3435-2089 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 936 Merganser Way was $2,515.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,515.00 | $200,490 | $243,119 Land $47,235 Building $195,884 |
| 2023 | $2,346.00 (+3.17%) Homeowner's exemption | $186,554 (+3%) | $259,674 (+6.7%) Land $40,131 Building $219,543 |
| 2022 | $2,274.00 Homeowner's exemption | $181,120 | $243,375 Land $37,506 Building $205,869 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 936 Merganser Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 936 Merganser Way is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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