93 Redbay Rd, Elgin, SC 29045 Property Records

Richland County property record for 93 Redbay Rd, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 6,147 sqft · built 2001
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Dec 2025 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28905-06-01`

Property Details

APN / Parcel Number

Primary APN	`28905-06-01`
Alternative APNs	`R28905-06-01` `01624834`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	6,147 sqft Heated Area
Gross Area	8,100 sqft
1st Floor Area	3,107 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,424 sqft
Patio Area	645 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01624834
Street Address	93 REDBAY RD
City	ELGIN
State	SC
Zip	29045-8684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 & PART LOT 9 186.7X180.5X192.8X179.9 #SU WOODCREEK FARMS PH1 TR D14 #PR RB1906-2942
Legal Subdivision	WOODCREEK
Legal Tract	D14
Legal Lot Number	10
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2069
Census Tract	11407

Owner

Source: Richland County records · APN 28905-06-01

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	93 REDBAY RD, ELGIN, SC 29045-8684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit ALLSOUTH FEDERAL CREDIT UNION
May 04, 2021	Deed of Trust, Mortgage · VA Mortgage SUCCESS MORTGAGE PARTNERS INC
Sep 30, 2019	Quit Claim Deed, Mortgage · VA Mortgage SUCCESS MTG PTRS
Apr 20, 2018	Warranty Deed, Transfer
Mar 08, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2019
Deed Sale	Sep 30, 2019
Prior Sale	Nov 01, 2013 · Amount on Record
Deed Document Number	201972483
Deed Book / Page	2432 / 3741
Prior Transfer Date	Sep 25, 2019
Prior Transfer Doc	0024323741
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	93 REDBAY RD, ELGIN, SC 29045-8684
Transaction Type	Mortgage
Record Updated	Jan 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030831006
Date	Dec 16, 2025
Book Page	3083/1006
Instrument	2025059749

Lender

Name	ALLSOUTH FEDERAL CREDIT UNION
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	93 REDBAY RD, ELGIN, SC 29045-8684
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026133208
Date	May 04, 2021
Book Page	2613/3208
Instrument	2021027371

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2041

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 30, 2019
Property Address	93 REDBAY RD, ELGIN, SC 29045-8684
Document Number	2432/3741
Book / Page	002432 / 003741
Instrument Date	Sep 25, 2019
Instrument	72483
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	93 REDBAY RD ELGIN SC 290458684, ELGIN, SC 29045-8684

Mortgage

Document Number	2432/3096
Date	Sep 30, 2019
Book Page	002432/003096
Instrument	72451

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2039

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 20, 2018
Property Address	93 REDBAY RD, ELGIN, SC 29045-8684
Document Number	2296/3025
Book / Page	002296 / 003025
Instrument Date	Feb 28, 2018
Instrument	25471
Transaction Type	Transfer
Record Updated	May 07, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 REDBAY RD ELGIN SC 290458684, ELGIN, SC 29045-8684

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 08, 2018
Property Address	93 REDBAY RD, ELGIN, SC 29045-8684
Document Number	2285/2175
Book / Page	002285 / 002175
Instrument Date	Feb 28, 2018
Instrument	13757
Transaction Type	Transfer
Record Updated	Mar 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 REDBAY RD ELGIN SC 290458684, ELGIN, SC 29045-8684

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

Year	Assessed Market Value
2025	$844,000 (-) Land $88,000 Building $756,000
2024	$844,000 (+30.13%) Land $88,000 Building $756,000
2023	$648,600 Land $80,000 Building $568,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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