Richland County property record for 87 Redbay Rd, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 4,960 sqft Heated Area |
| Lot Size | 40,946 sqft (0.94 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,150,000 (2025) |
| Tax Bill | $6,530.00 (2025) |
Source: Richland County records · APN 28905-07-01
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 REDBAY RD, ELGIN, SC 29045-8684 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 08, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Nov 09, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage TRUIST BANK |
| Apr 22, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Jul 16, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on Record |
| Deed Sale | May 15, 2025 · Amount on Record |
| Prior Sale | Jul 16, 2018 · Amount on Record |
| Deed Doc Number | 202522079 |
| Deed Book / Page | 3019 / 3271 |
| Prior Transfer Date | Oct 25, 2013 |
| Prior Transfer Doc | 0019062841 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 87 REDBAY RD, ELGIN, SC 29045-8684 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 87 REDBAY RD, ELGIN, SC 29045-8684 |
| Document Number | 0028642318 |
|---|---|
| Date | Sep 08, 2023 |
| Book Page | 2864/2318 |
| Instrument | 2023039175 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 87 REDBAY RD, ELGIN, SC 29045-8684 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0028782573 |
|---|---|
| Date | Nov 09, 2023 |
| Book Page | 2878/2573 |
| Instrument | 2023048779 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 27, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 87 REDBAY RD, ELGIN, SC 29045-8684 |
| Document Number | 2392/2143 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 87 REDBAY RD ELGIN SC 290458684, ELGIN, SC 29045-8684 |
| Document Number | 2392/2143 |
|---|---|
| Date | May 09, 2019 |
| Book Page | 002392/002143 |
| Instrument | 32845 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 08, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 16, 2018 |
| Property Address | 87 REDBAY RD, ELGIN, SC 29045-8684 |
| Document Number | 2319/3087 |
| Book / Page | 002319 / 003087 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 49987 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,680.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 87 REDBAY RD ELGIN SC 290458684, ELGIN, SC 29045-8684 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,530.00 (+4.7%) Homeowner's exemption | $28,980 (-96.1%) | $742,800 (-) Land $88,000 Building $654,800 |
| 2024 | $742,800 (+2,463.15%) Land $88,000 Building $654,800 | $742,800 (+2.53%) Land $88,000 Building $654,800 | |
| 2023 | $6,237.00 (-5.28%) | $28,980 (-) | $724,500 (-) |
| 2021 | $6,585.00 | $28,980 | $724,500 Land $80,000 Building $644,500 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28905-07-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,960 sqft Heated Area |
| Gross Area | 7,249 sqft Gross Area |
| 1st Floor | 2,492 sqft 1st Floor |
| Attic Area | 121 sqft Attic |
| Attic | 1 Attic |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 40,946 sqft (0.94 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,014 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
|---|---|
| Patio Area | 552 sqft Patio |
| Porch | Open Porch |
| Porch Area | 602 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01624861 |
|---|---|
| Street Address | 87 REDBAY RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8684 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 99.7X194.8X205.2X74X277.7 #SU WOODCREEK FARMS PH1 TR D14 #PR RB875-2872 |
| Legal Subdivision | WOODCREEK |
| Legal Tract | D14 |
| Legal Lot Number | 7,99 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2065 |
| Census Tract | 11407 |
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