92 Redbay Rd, Elgin, SC 29045 Property Records

Richland County property record for 92 Redbay Rd, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 5,070 sqft · built 2004
Lot Size0.532 acres (23,210 sqft)
OwnerIndividual Name on File
Last Sale$719,800 (Jul 2004)
Tax Bill$5,649 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28905-08-04

Property Details

APN / Parcel Number

Primary APN28905-08-04
Alternative APNs
  • R28905-08-04
  • 01624941

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,070 sqft Heated Area
Gross Area6,376 sqft
1st Floor Area2,912 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,210 sqft (0.532 acres)
Garage Area851 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area455 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01624941
Street Address92 REDBAY RD
CityELGIN
StateSC
Zip29045-8685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 135X180X135X180 #SU WOODCREEK FARMS PH1 TR D14 #PR RB297-46 RB457-2035
Legal SubdivisionWOODCREEK
Legal TractD14
Legal Lot Number17,135
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2065
Census Tract11407

Owner

Source: Richland County records · APN 28905-08-04

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address92 REDBAY RD, ELGIN, SC 29045-8685
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 2004 · Amount on Record
Deed SaleJul 30, 2004 · Amount on Record
Deed Document Number200462217
Deed Book / Page962 / 145
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address92 REDBAY RD, ELGIN, SC 29045-8685
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026701219
DateSep 28, 2021
Book Page2670/1219
Instrument2021064906
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 01, 2031

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,649.00 (+17.52%)$642,400 (+2,775.04%)$719,000 (+28.71%) Land $88,000 Building $631,000
2023$4,807.00 (-5.3%)$22,344 (+0.02%)$558,600 (-)
2021$5,076.00$22,340$558,600 Land $80,000 Building $478,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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