97 Redbay Rd, Elgin, SC 29045 Property Records

Richland County property record for 97 Redbay Rd, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2009
Square Footage	3,785 sqft Heated Area
Lot Size	24,461 sqft (0.561 acres)
Occupancy	Owner Occupied
Last Sale	$795,000 (2025)
Tax Bill	$4,545.00 (2025)

Owner

Source: Richland County records · APN 28905-05-02

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97 REDBAY RD, ELGIN, SC 29045-8684
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Feb 20, 2003 · Amount on Record
Deed Doc Number	202526542
Deed Book / Page	3027 / 923
Prior Transfer Date	Dec 15, 2011
Prior Transfer Doc	0017273936
Record Refreshed	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	97 REDBAY RD, ELGIN, SC 29045-8684
Document Number	2480/3737
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 REDBAY RD ELGIN SC 290458684, ELGIN, SC 29045-8684

Mortgage

Document Number	2480/3737
Date	Mar 31, 2020
Book Page	002480/003737
Instrument	16425

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,545.00 (+17.47%)	$17,984 (-96.52%)	$619,100 (-) Land $71,500 Building $547,600
2024		$517,100 (+2,775.33%)	$619,100 (+37.7%) Land $71,500 Building $547,600
2023	$3,869.00 (-5.29%)	$17,984 (+0.02%)	$449,600 (-)
2021	$4,085.00	$17,980	$449,600 Land $65,000 Building $384,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28905-05-02`
Alternative APNs	`R28905-05-02` `01624816`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,785 sqft Heated Area
Gross Area	5,469 sqft Gross Area
1st Floor	3,138 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	24,461 sqft (0.561 acres)
Parking Spaces	4 Parking Spaces
Garage Area	976 sqft Garage
Porch Area	500 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	01624816
Street Address	97 REDBAY RD
City	ELGIN
State	SC
Zip	29045-8684
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 12 115.1X178X115X180 #SU WOODCREEK FARMS PH1 TR D14 #PR RB297-46 RB457-2035
Legal Subdivision	WOODCREEK
Legal Tract	D14
Legal Lot Number	12,115
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2065
Census Tract	11407