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98 Redbay Rd, Elgin, SC 29045 Property Records

Richland County property record for 98 Redbay Rd, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,521 sqft · built 2019
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Last Sale$546,400 (Feb 2019)
Tax Bill$5,526 (2025)
Deeds & MortgagesFeb 2019 Sale & Line of Credit
Aug 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN28905-08-11

Property Details

APN / Parcel Number

Primary APN28905-08-11
Alternative APNs
  • R28905-08-11
  • 01881994

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,521 sqft Heated Area
Gross Area4,488 sqft
1st Floor Area2,361 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)
Garage Area725 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01881994
Street Address98 REDBAY RD
CityELGIN
StateSC
Zip29045-8685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 40.4X42.9X172.3X170.2X157.4X 39.8 #SU WOODCREEK FARM AREA D14
Legal SubdivisionWOODCREEK
Legal TractD14
Legal Lot Number14,40
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2065
Census Tract11407

Owner

Source: Richland County records · APN 28905-08-11

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address98 REDBAY RD, ELGIN, SC 29045-8685
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2019Grant Deed, Subdivision Related Transfer · Line of Credit
QUICKEN LNS
Aug 08, 2018Trustee's Deed, Construction Loan · Line of Credit
FIRST SOUTH BK
Jun 01, 2018Grant Deed, Transfer · Line of Credit
FIRST SOUTH BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 07, 2019 · Amount on Record
Deed SaleFeb 07, 2019 · Amount on Record
Prior SaleJun 01, 2018 · Amount on Record
Deed Document Number20198862
Deed Book / Page2370 / 1516
Record UpdatedSep 20, 2026

February 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateFeb 07, 2019
Property Address98 REDBAY RD, ELGIN, SC 29045-8685
Document Number2370/1516
Book / Page002370 / 001516
Instrument DateFeb 06, 2019
Instrument8862
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 01, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,021.68
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address98 REDBAY RD ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number2370/1520
DateFeb 07, 2019
Book Page002370/001520
Instrument8863
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 06, 2049
Interest
Rate TypeAdjustable Rate

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionRICHLAND SC
Recording DateAug 08, 2018
Property Address98 REDBAY RD, ELGIN, SC 29045-8685
Book / Page002325 / 003967
Instrument DateJul 30, 2018
Instrument56788
Transaction TypeConstruction Loan
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123
InvestorPossibly a Property Investor

Mortgage

Document Number2325/3967
DateAug 08, 2018
Book Page002325/003967
Instrument56788
Lender
NameFIRST SOUTH BK
TypeBank
AddressSPARTANBURG, SC 29304
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 07, 2019
Interest
Rate TypeAdjustable Rate

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateJun 01, 2018
Property Address98 REDBAY RD, ELGIN, SC 29045-8685
Document Number2308/1450
Book / Page002308 / 001450
Instrument DateMay 15, 2018
Instrument38179
Transaction TypeTransfer
Record UpdatedJul 02, 2018
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$203.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address171 PONTIAC BUSINESS CENTER DR ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number2308/1454
DateJun 01, 2018
Book Page002308/001454
Instrument38180
Lender
NameFIRST SOUTH BK
TypeBank
AddressSPARTANBURG, SC 29304
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueMay 31, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,526.00 (+17.45%)$628,400 (+2,775.18%)$638,800 (+16.91%) Land $88,000 Building $550,800
2023$4,705.00 (-5.29%)$21,856 (-0.02%)$546,400 (-)
2021$4,968.00$21,860$546,400 Land $80,000 Building $466,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of South Carolina
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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