Richland County property record for 86 Redbay Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 6,303 sqft · built 2003 |
| Lot Size | 0.982 acres (42,798 sqft) |
| Owner | Company Name on File |
| Last Sale | $835,000 (Nov 2019) |
| Tax Bill | $8,027 (2025) |
| Deeds & Mortgages | Apr 2018 Sale & Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 28905-08-07 |
| Primary APN | 28905-08-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 6,303 sqft Heated Area |
| Gross Area | 7,326 sqft |
| 1st Floor Area | 3,961 sqft |
| Attic | Attic |
| Attic Area | 280 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 42,798 sqft (0.982 acres) |
| Garage Area | 881 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Slab |
| Porch Area | 142 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01624978 |
|---|---|
| Street Address | 86 REDBAY RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 19 & 20 296.7X188X242.3X180 #SU WOODCREEK FARMS PH1 TR D14 #PR RB297-46 694-3538 |
| Legal Subdivision | WOODCREEK |
| Legal Tract | D14 |
| Legal Lot Number | 19 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 11407 |
Source: Richland County assessment roll, APN 28905-08-07, as of July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 11, 2018 | Grant Deed, Transfer FIRST CMNTY BK |
| Nov 05, 2019 | Correction Deed, Transfer OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2019 · Amount on Record |
| Deed Sale | Nov 05, 2019 · Amount on Record |
| Prior Sale | Jun 27, 2013 · Amount on Record |
| Deed Document Number | 201983230 |
| Deed Book / Page | 2443 / 808 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 11, 2018 |
| Property Address | 86 REDBAY RD, ELGIN, SC 29045-8685 |
| Document Number | 2294/0892 |
| Book / Page | 002294 / 000892 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 22528 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,089.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 86 REDBAY RD ELGIN SC 290458685, ELGIN, SC 29045-8685 |
| Document Number | 2294/0897 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 002294/000897 |
| Instrument | 22529 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 10, 2048 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 05, 2019 |
| Property Address | 86 REDBAY RD, ELGIN, SC 29045-8685 |
| Document Number | 2443/0808 |
| Book / Page | 002443 / 000808 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 83230 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,089.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 REDBAY RD ELGIN SC 290458685, ELGIN, SC 29045-8685 |
Source: Richland County assessment roll as of July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,027.00 (+11.67%) | $1,035,000 (+23.95%) | |
| 2023 | $7,188.00 (-5.3%) | ||
| 2021 | $7,590.00 | $33,400 | $835,000 Land $180,000 Building $655,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), as of September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 94 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system SC4010001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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