9218 Oak Tree Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9218 Oak Tree Cir, Frederick, MD 21701 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 1975
Square Footage1,800 sqft Living Area
Lot Size24,394 sqft (0.56 acres)
GarageAttached, 638 sqft
OccupancyOwner Occupied
Tax Bill$3,904.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-216940
Alternative APNs
  • 8216940
  • 216940

Interior

Full Baths2 Baths
Building Area1,800 sqft Living Area
Gross Area2,438 sqft Gross Area
1st Floor1,100 sqft 1st Floor
Basement Area700 sqft Basement
Finished Basement700 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area24,394 sqft (0.56 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area638 sqft Garage

Exterior Amenities

Deck Area468 sqft Deck
Patio Area120 sqft Patio
PorchOpen Porch
Porch Area12 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelElectric Heating Fuel
SewageSewage Connected

Location & Zoning

Account Number216940
Street Address9218 OAK TREE CIR
CityFREDERICK
StateMD
Zip21701-2239
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 36 BLK C SEC 2.56 OFF OAK TREE CIRCLE WISPERREN OAKS
Legal SubdivisionWISPERREN OAKS
Legal BlockC
Legal Lot Number36
JurisdictionFREDERICK MD
Minor Civil Division8, LIBERTY
Census Blockgroup1
Census Block1012
Census Tract751702

Owner

Source: Frederick County records · APN 08-216940

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9218 OAK TREE CIR, FREDERICK, MD 21701-2239
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MUTUAL/OMAHA MORTGAGE LLC
Sep 10, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2026
Deed SaleJun 25, 2026
Prior SaleSep 10, 2025 · Amount on Record
Deed Doc Number2026
Deed Book / Page17930 / 364
Prior Transfer DateDec 30, 2025
Prior Transfer Doc1793000364
Record RefreshedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateJun 25, 2026
Property Address9218 OAK TREE CIR, FREDERICK, MD 21701-2239
Document Number1793000364
Book / Page17930 / 364
Instrument DateDec 30, 2025
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9218 OAK TREE CIR, FREDERICK, MD 21701-2239

Mortgage

Document Number1793000369,
DateJun 25, 2026
Book Page17930/369
Lender
NameMUTUAL/OMAHA MORTGAGE LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056
Interest
Rate6.36%
Max Rate-1%

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateSep 10, 2025
Property Address9218 OAK TREE CIR, FREDERICK, MD 21701-2239
Document Number0175080285
Book / Page17508 / 285
Map ReferenceMB 10 FO 143
Instrument DateApr 16, 2025
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9218 OAK TREE CIR, FREDERICK, MD 21701-2239

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address9218 OAK TREE CIR, FREDERICK, MD 21701-2239

Mortgage

Document Number0017508289
DateSep 10, 2025
Instrument17508/289
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueMay 01, 2055

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,904.00 (+9.91%)$307,400 (+20.58%) Land $130,800 Building $176,600$307,400 (-) Land $130,800 Building $176,600
2024$3,552.00 (+13.3%)
2023$3,135.00$254,933$307,400 Land $130,800 Building $176,600

Flood & Wildfire

9218 Oak Tree Cir is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Oak Tree Cir

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