Frederick County property record for 9215 Oak Tree Cir, Frederick, MD 21701 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1975 |
| Square Footage | 950 sqft Living Area |
| Lot Size | 23,087 sqft (0.53 acres) |
| Garage | Attached, 375 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,998.00 (2024) |
| Primary APN | 08-215251 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 950 sqft Living Area |
| Gross Area | 1,325 sqft Gross Area |
| 1st Floor | 950 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,087 sqft (0.53 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 375 sqft Garage |
| Deck Area | 144 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Sewage | Sewage Connected |
| Account Number | 215251 |
|---|---|
| Street Address | 9215 OAK TREE CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21701-2238 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 81 BLK C SECT 2 0 W/S OAK TREE CIRCLE WISPERREN OAKS |
| Legal Subdivision | WISPERREN OAKS |
| Legal Block | C |
| Legal Lot Number | 81 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 8, LIBERTY |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 751702 |
Source: Frederick County records · APN 08-215251
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9215 OAK TREE CIR, FREDERICK, MD 21701-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jun 29, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Apr 22, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2008 |
| Deed Sale | Apr 18, 2008 |
| Prior Sale | Mar 14, 2002 |
| Deed Doc Number | 200881713 |
| Deed Book / Page | 6954 / 369 |
| Last Transfer Date | Apr 16, 2020 |
| Transfer Doc | 0136710429 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9215 OAK TREE CIR, FREDERICK, MD 21701-2238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 9215 OAK TREE CIR, FREDERICK, MD 21701-2238 |
| Document Number | 0176810394 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 17681/394 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9215 OAK TREE CIR, FREDERICK, MD 21701-2238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0124980229 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 12498/0229 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9215 OAK TREE CIR, FREDERICK, MD 21701-2238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0124780404 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 12478/0404 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 22, 2020 |
| Property Address | 9215 OAK TREE CIR, FREDERICK, MD 21701-2238 |
| Document Number | 0136710429 |
| Book / Page | 13671 / 429 |
| Map Reference | MB 10 FO 143 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | RESOURCE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 9215 OAK TREE CIR, FREDERICK, MD 21701-2238 |
| Document Number | 136710433 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 13671/0433 |
| Name | MUTUAL OF OMAHA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258,300 (+21.55%) Land $128,900 Building $129,400 | $258,300 (-) Land $128,900 Building $129,400 | |
| 2024 | $2,998.00 (+13.65%) | ||
| 2023 | $2,638.00 | $212,500 | $258,300 Land $128,900 Building $129,400 |
9215 Oak Tree Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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