921 Merganser Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 921 Merganser Way, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,631 sqft · built 2019
Lot Size	0.138 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Feb 2020)
Tax Bill	$3,688 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-106-8073-3`

Property Details

APN / Parcel Number

Primary APN	`C56-001-106-8073-3`
Alternative APN	`27-3N-23-1004-0000-2150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,631 sqft Heated Area
Gross Area	2,199 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,050 sqft (0.138 acres)
Garage Type	Finished
Garage Area	441 sqft
Porch	Open Porch
Porch Area	47 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	921 MERGANSER WAY
City	CRESTVIEW
State	FL
Zip	32539-6756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDSTONE COMMONS PH 3B LOT 215
Legal Range	23
Legal Township	03N
Legal Section	27
Legal Subdivision	REDSTONE COMMONS PHASE 3B
Legal Phase	3B
Legal Lot Number	215
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2055
Census Tract	20701

Owner

921 Merganser Way is owned by an individual who bought it in February 2020.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4014 LILAC PATH, SAINT HEDWIG, TX 78152-0360
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020 · Amount on File
Deed Sale	Feb 24, 2020 · Amount on File
Deed Document Number	3339727
Deed Book / Page	3445 / 4214
Record Updated	Jun 8, 2026

February 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 24, 2020
Property Address	921 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Document Number	0034454214
Book / Page	3445 / 4214
Map Reference	MB 28 PG 85-87
Instrument Date	Feb 20, 2020
Instrument	3339727
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 MERGANSER WAY, CRESTVIEW, FL 32539-6756

Mortgage

Document Number	0034454215
Date	Feb 24, 2020
Instrument	3445/4215

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 921 Merganser Way was $3,688.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,688.00	$232,356 Land $47,235 Building $185,121	$232,356 Land $47,235 Building $185,121
2023	$3,615.00 (+7.94%)	$250,235 (+6.7%) Land $40,131 Building $210,104	$250,235 (+6.7%) Land $40,131 Building $210,104
2022	$3,349.00	$234,524 Land $37,506 Building $197,018	$234,524 Land $37,506 Building $197,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 921 Merganser Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 921 Merganser Way is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20