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918 Merganser Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 918 Merganser Way, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,830 sqft · built 2020
Lot Size0.14 acres (6,123 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Jul 2023)
Tax Bill$3,278 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-001-106-8088-1

Property Details

APN / Parcel Number

Primary APNC56-001-106-8088-1
Alternative APN
  • 27-3N-23-1004-0000-2300

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,830 sqft Heated Area
Gross Area2,400 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,123 sqft (0.14 acres)
Garage TypeFinished
Garage Area462 sqft
PorchOpen Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address918 MERGANSER WAY
CityCRESTVIEW
StateFL
Zip32539-6757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDSTONE COMMONS PH 3B LOT 230
Legal Range23
Legal Township03N
Legal Section27
Legal SubdivisionREDSTONE COMMONS PHASE 3B
Legal Phase3B
Legal Lot Number230
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2058
Census Tract20701

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address918 MERGANSER WAY, CRESTVIEW, FL 32539-6757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Feb 26, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 3, 2020Grant Deed, Subdivision Related Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2023 · Amount on Record
Deed SaleJul 26, 2023 · Amount on Record
Prior SaleMar 3, 2020 · Amount on Record
Deed Document Number3637811
Deed Book / Page3685 / 897
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 26, 2023
Property Address918 MERGANSER WAY, CRESTVIEW, FL 32539-6757
Document Number0036850897
Book / Page3685 / 897
Map ReferenceMB 28 PG 85-87
Instrument DateJul 20, 2023
Instrument3637811
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyOKALOOSA TTL & ABSTRACT CO I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address145 IRON HORSE DR W, CRESTVIEW, FL 32539-4382

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 MERGANSER WAY, CRESTVIEW, FL 32539-6757

Mortgage

Document Number0036850898
DateJul 26, 2023
Book Page3685/898
Instrument3637812
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address918 MERGANSER WAY, CRESTVIEW, FL 32539-6757
Transaction TypeMortgage
Record UpdatedApr 21, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 MERGANSER WAY, CRESTVIEW, FL 32539-6757

Mortgage

Document Number0035283043
DateFeb 26, 2021
Book Page3528/3043
Instrument3433592
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

March 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateMar 3, 2020
Property Address918 MERGANSER WAY, CRESTVIEW, FL 32539-6757
Document Number0034472922
Book / Page003447 / 002922
Instrument DateFeb 27, 2020
Instrument3341678
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 20, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,587.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address918 MERGANSER WAY CRESTVIEW FL 325396757, CRESTVIEW, FL 32539-6757

Mortgage

Document Number34472923
DateMar 3, 2020
Book Page003447/002923
Instrument3341679
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 2, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,278.00 (-17.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$253,504 (-7.56%) Land $47,235 Building $206,269$253,504 (-7.56%) Land $47,235 Building $206,269
2023$3,950.00 (+7.92%)$274,230 (+6.7%) Land $40,131 Building $234,099$274,230 (+6.7%) Land $40,131 Building $234,099
2022$3,660.00$257,017 Land $37,506 Building $219,511$257,017 Land $37,506 Building $219,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber		2,000 / 35
Verizon
Fixed Wireless		300 / 20

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