919 Merganser Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 919 Merganser Way, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,830 sqft · built 2019
Lot Size0.138 acres (6,050 sqft)
OwnerIndividual Name on Record
Last Sale$329,000 (Sep 2022)
Tax Bill$3,339 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-001-106-8074-1

Property Details

APN / Parcel Number

Primary APNC56-001-106-8074-1
Alternative APN
  • 27-3N-23-1004-0000-2160

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,830 sqft Heated Area
Gross Area2,396 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,050 sqft (0.138 acres)
Garage TypeFinished
Garage Area462 sqft
PorchOpen Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address919 MERGANSER WAY
CityCRESTVIEW
StateFL
Zip32539-6756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDSTONE COMMONS PH 3B LOT 216
Legal Range23
Legal Township03N
Legal Section27
Legal SubdivisionREDSTONE COMMONS PHASE 3B
Legal Phase3B
Legal Lot Number216
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2055
Census Tract20701

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address240 STURGIS AVE, ELLSWORTH AFB, SD 57706-4200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Warranty Deed, Transfer · VA Mortgage
TRIDENT HOME LOANS LLC
Feb 12, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 2, 2020Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleJan 2, 2020 · Amount on Record
Deed Document Number3580688
Deed Book / Page3644 / 1055
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 23, 2022
Property Address919 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Document Number0036441055
Book / Page3644 / 1055
Map ReferenceMB 28 PG 85
Instrument DateSep 22, 2022
Instrument3580688
Transaction TypeTransfer
Record UpdatedOct 20, 2022
Title CompanyOLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,303.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1451 SE 25TH AVE, 1451, HOMESTEAD, FL 33035-2181

Transferred To (Grantee/Buyer)

NameVerified Name
Address919 MERGANSER WAY, CRESTVIEW, FL 32539-6756

Mortgage

Document Number0036441060
DateSep 23, 2022
Instrument3644/1060
Lender
NameTRIDENT HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address919 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035252252
DateFeb 12, 2021
Book Page3525/2252
Instrument3429806
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2050

January 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 2, 2020
Property Address919 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Document Number0034362647
Book / Page3436 / 2647
Map ReferenceMB 28 PG 85-87
Instrument DateDec 30, 2019
Instrument3327774
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 21, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,537.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address919 MERGANSER WAY, CRESTVIEW, FL 32539-6756

Mortgage

Document Number0034362648
DateJan 2, 2020
Instrument3436/2648
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,339.00 (-10.79%) Homeowner's exemption$252,349 (-7.54%) Land $47,235 Building $205,114$252,349 (-7.54%) Land $47,235 Building $205,114
2023$3,743.00 (+54.93%) Homeowner's exemption$272,930 (+43.76%) Land $40,131 Building $232,799$272,930 (+6.69%) Land $40,131 Building $232,799
2022$2,416.00 Homeowner's exemption$189,851$255,806 Land $37,506 Building $218,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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