Okaloosa County property record for 916 Merganser Way, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,631 sqft · built 2020 |
| Lot Size | 0.145 acres (6,318 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $304,000 (May 2022) |
| Tax Bill | $3,697 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-106-8087-3 |
| Primary APN | C56-001-106-8087-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,631 sqft Living Area |
| Gross Area | 2,187 sqft |
| 1st Floor Area | 1,631 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 6,318 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 35 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 916 MERGANSER WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDSTONE COMMONS PH 3B LOT 229 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 27 |
| Legal Subdivision | REDSTONE COMMONS |
| Legal Phase | 3B |
| Legal Lot Number | 229 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 20701 |
916 Merganser Way is owned by two individuals who bought it in May 2022.
Source: Okaloosa County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 182 SILVERDALE CV, JACKSON, TN 38305-8016 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2022 | Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND |
| Mar 3, 2020 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on File |
| Deed Sale | May 9, 2022 · Amount on File |
| Prior Sale | Mar 3, 2020 · Amount on File |
| Deed Document Number | 20223548402 |
| Deed Book / Page | 3620 / 3678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 9, 2022 |
| Property Address | 916 MERGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Document Number | 0036203678 |
| Book / Page | 3620 / 3678 |
| Map Reference | MB 28 PG 85-87 |
| Instrument Date | May 5, 2022 |
| Instrument | 3548402 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | NOT AVAILABLE, BRADLEY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,128.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 916 MERGANSER WAY, 916, CRESTVIEW, FL 32539-6757 |
| Name | Verified Name |
|---|---|
| Address | 315 ARROYO HONDO TER, CRESTVIEW, FL 32536-5607 |
| Document Number | 0036203680 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 3620/3680 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 3, 2020 |
| Property Address | 916 MERGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Document Number | 0034473400 |
| Book / Page | 3447 / 3400 |
| Map Reference | MB 28 PG 85-87 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 3341788 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,468.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 916 MERGANSER WAY, CRESTVIEW, FL 32539-6757 |
| Document Number | 0034473401 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 3447/3401 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 916 Merganser Way was $3,697.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,697.00 | $232,917 Land $47,235 Building $185,682 | $232,917 Land $47,235 Building $185,682 |
| 2023 | $4,060.00 (+20.87%) | $250,973 (+6.7%) Land $40,131 Building $210,842 | $250,973 (+6.7%) Land $40,131 Building $210,842 |
| 2022 | $3,359.00 | $235,210 Land $37,506 Building $197,704 | $235,210 Land $37,506 Building $197,704 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 916 Merganser Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 916 Merganser Way is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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