925 Merganser Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 925 Merganser Way, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,424 sqft · built 2020
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on File
Last Sale	$240,750 (Mar 2020)
Tax Bill	$4,085 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-106-8071-7`

Property Details

APN / Parcel Number

Primary APN	`C56-001-106-8071-7`
Alternative APNs	`27-3N-23-1004-0000-2130` `23N327100400002130`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,424 sqft Living Area
Gross Area	3,033 sqft
1st Floor Area	1,053 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,200 sqft (0.142 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	90 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	925 MERGANSER WAY
City	CRESTVIEW
State	FL
Zip	32539-6756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDSTONE COMMONS PH 3B LOT 213
Legal Range	23W
Legal Township	03N
Legal Section	27
Legal Subdivision	REDSTONE COMMONS
Legal Phase	3B
Legal Lot Number	213
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2055
Census Tract	20701

Owner

925 Merganser Way is owned and occupied by an individual who bought it in March 2020.

Source: Okaloosa County records, as of April 9, 2026

Owner of Record	Individual Name on File
Mailing Address	925 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on File
Deed Sale	Mar 9, 2020 · Amount on File
Deed Document Number	20203343403
Deed Book / Page	3448 / 4221
Record Updated	Jun 8, 2026

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 9, 2020
Property Address	925 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Document Number	0034484221
Book / Page	3448 / 4221
Map Reference	MB 28 PG 85-87
Instrument Date	Mar 6, 2020
Instrument	3343403
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,685.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Investor	Possibly a Property Investor

Mortgage

Document Number	0034484222
Date	Mar 9, 2020
Instrument	3448/4222

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 925 Merganser Way was $4,085 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,085.00 Homeowner's exemption	$299,378 Land $47,235 Building $252,143	$299,378 Land $47,235 Building $252,143
2023	$4,618.00 (+6.14%) Homeowner's exemption	$327,039 (+6.56%) Land $40,131 Building $286,908	$327,039 (+6.56%) Land $40,131 Building $286,908
2022	$4,351.00	$306,898 Land $37,506 Building $269,392	$306,898 Land $37,506 Building $269,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 925 Merganser Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 Merganser Way is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20