924 Merganser Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 924 Merganser Way, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,830 sqft · built 2020
Lot Size0.143 acres (6,238 sqft)
OwnerIndividual Name on Record
Last Sale$257,800 (Dec 2020)
Tax Bill$4,024 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-106-8091-5

Property Details

APN / Parcel Number

Primary APNC56-001-106-8091-5
Alternative APN
  • 27-3N-23-1004-0000-2330

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,830 sqft Heated Area
Gross Area2,400 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,238 sqft (0.143 acres)
Garage TypeFinished
Garage Area462 sqft
PorchOpen Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address924 MERGANSER WAY
CityCRESTVIEW
StateFL
Zip32539-6757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDSTONE COMMONS PH 3B LOT 233
Legal Range23
Legal Township03N
Legal Section27
Legal SubdivisionREDSTONE COMMONS PHASE 3B
Legal Phase3B
Legal Lot Number233
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2058
Census Tract20701

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1005 BROOKSIDE CT, CHESAPEAKE, VA 23322-9523
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 22, 2020Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2020 · Amount on Record
Deed SaleDec 21, 2020 · Amount on Record
Prior SaleJan 22, 2020 · Amount on Record
Deed Document Number3416450
Deed Book / Page3513 / 2711
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 21, 2020
Property Address924 MERGANSER WAY, CRESTVIEW, FL 32539-6757
Document Number0035132711
Book / Page3513 / 2711
Map ReferenceMB 28 PG 85-87
Instrument DateNov 30, 2020
Instrument3416450
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyCHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,804.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8530 HIGH SCHOOL BLVD, 8530, NAVARRE, FL 32566-3218

Transferred To (Grantee/Buyer)

NameVerified Name
Address924 MERGANSER WAY, CRESTVIEW, FL 32539-6757

Mortgage

Document Number0035132719
DateDec 21, 2020
Book Page3513/2719
Instrument3416454
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

January 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 22, 2020
Property Address924 MERGANSER WAY, CRESTVIEW, FL 32539-6757
Document Number0034394671
Book / Page3439 / 4671
Map ReferenceMB 28 PG 85-87
Instrument DateJan 21, 2020
Instrument3332037
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 21, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,551.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address924 MERGANSER WAY, CRESTVIEW, FL 32539-6757

Mortgage

Document Number0034394672
DateJan 22, 2020
Instrument3439/4672
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,024.00 (+56.39%)$253,504 (+26.37%) Land $47,235 Building $206,269$253,504 (-7.56%) Land $47,235 Building $206,269
2023$2,573.00 (+3.08%) Homeowner's exemption$200,604 (+3%)$274,230 (+6.7%) Land $40,131 Building $234,099
2022$2,496.00 Homeowner's exemption$194,761$257,017 Land $37,506 Building $219,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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