9125 Forest Downs Rd, Germantown, TN 38138 Property Records

Shelby County property record for 9125 Forest Downs Rd, Germantown, TN 38138

Property Summary

Property Type	Single Family Home
Details	7 bd · 5.5 ba · 6,384 sqft · built 1984
Lot Size	1.15 acres (50,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$970,000 (Mar 2022)
Tax Bill	$7,029 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`G0-243Y-A0-0018`

Property Details

APN / Parcel Number

Primary APN	`G0-243Y-A0-0018`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	6,384 sqft Living Area
Gross Area	7,248 sqft
1st Floor Area	2,699 sqft
Utility Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2003
Architectural Style	English
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,138 sqft
Garage Type	Attached
Garage Area	864 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	80 sqft
Deck Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9125 FOREST DOWNS RD
City	GERMANTOWN
State	TN
Zip	38138-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-1
Legal Description	SS FOREST DOWNS DRIVE FOREST HILL WOODS SUB LOT 1 AND FOREST HILL OAKS OPENSPACE LOT 2
Legal Subdivision	FOREST HILL WOODS RESUB
Legal Lot Number	1B
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	3
Census Block	3003
Census Tract	21355

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9125 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING INC
Jan 13, 2020	Warranty Deed, Transfer · Construction Mortgage MICHAEL D & BILLIE RAY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Jan 13, 2020 · Amount on Record
Deed Document Number	202226230
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 8, 2022
Property Address	9125 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606
Document Number	0022026230
Map Reference	MB 280 PG 6
Instrument Date	Mar 7, 2022
Instrument	22026230
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,589.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9125 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606

Mortgage

Document Number	0022026231
Date	Mar 8, 2022
Instrument	22026231

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 13, 2020
Property Address	9125 FOREST DOWNS RD, GERMANTOWN, TN 38138-8606
Document Number	0000003954
Instrument Date	Jan 9, 2020
Instrument	3954
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	EXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TITLE & CLOSING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,553.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9125 FOREST DOWNS RD GERMANTOWN TN 381388606, GERMANTOWN, TN 38138-8606

Mortgage

Document Number	3955
Date	Jan 13, 2020
Instrument	3955

Lender

Name	MICHAEL D & BILLIE RAY
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 12, 2021

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Germantown City
Unified School District	Germantown Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,029.00 (-17.15%)	$261,325 (+55.95%) Land $67,500 Building $193,825	$1,045,300 (+55.95%) Land $270,000 Building $775,300
2023		$167,575 Land $67,500 Building $100,075
2022	$8,484.00
2021			$670,300 Land $270,000 Building $400,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Forest Downs Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures