Shelby County property record for 9224 Forest Downs Rd, Germantown, TN 38138
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 6,788 sqft · built 1981 |
| Lot Size | 2.02 acres (88,426 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,895,000 (Aug 2023) |
| Tax Bill | $9,653 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G0-243Y-A0-0013 |
| Primary APN | G0-243Y-A0-0013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 6,788 sqft Living Area |
| Gross Area | 7,607 sqft |
| 1st Floor Area | 2,820 sqft |
| Utility Area | 42 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 88,426 sqft |
| Lot Dimensions | 257 ft deep x 334 ft wide |
| Garage Type | Attached |
| Garage Area | 819 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1,160 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Patio Area | 510 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 9224 FOREST DOWNS RD |
|---|---|
| City | GERMANTOWN |
| State | TN |
| Zip | 38138-8611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-1 |
| Legal Description | NS FOREST DOWNS |
| Legal Subdivision | FOREST HILL WOODS |
| Legal Lot Number | 8 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 12 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21355 |
9224 Forest Downs Rd is owned and occupied by two individuals who bought it in August 2023.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9224 FOREST DOWNS RD, GERMANTOWN, TN 38138-8611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 4, 2023 | Warranty Deed, Transfer EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC |
| Mar 30, 2022 | Intrafamily Transfer, Transfer |
| Jul 31, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Oct 15, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Oct 12, 2017 | Warranty Deed, Transfer FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on File |
| Deed Sale | Aug 4, 2023 · Amount on File |
| Prior Sale | Oct 12, 2017 · Amount on File |
| Deed Document Number | 202364703 |
| Prior Transfer Date | Mar 23, 2022 |
| Prior Transfer Doc | 0000036260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 9224 FOREST DOWNS RD, GERMANTOWN, TN 38138-8611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9224 FOREST DOWNS RD, GERMANTOWN, TN 38138-8611 |
| Document Number | 0026022838 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 26022838 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 4, 2023 |
| Property Address | 9224 FOREST DOWNS RD, GERMANTOWN, TN 38138-8611 |
| Document Number | 0023064703 |
| Map Reference | MB 71 PG 48 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 23064703 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $7,011.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9224 FOREST DOWNS RD, GERMANTOWN, TN 38138-8611 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 30, 2022 |
| Property Address | 9224 FOREST DOWNS RD, GERMANTOWN, TN 38138-8611 |
| Document Number | 0022036260 |
| Map Reference | MB 71 PG 48 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 22036260 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 9224 FOREST DOWNS RD, GERMANTOWN, TN 38138-8611 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 9224 FOREST DOWNS RD, GERMANTOWN, TN 38138-8611 |
| Document Number | 0000084458 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 9224 FOREST DOWNS RD GERMANTOWN TN 381388611, GERMANTOWN, TN 38138-8611 |
| Document Number | 0000084458 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 84458 |
| Name | TRUIST BK |
|---|---|
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 9224 FOREST DOWNS RD, GERMANTOWN, TN 38138-8611 |
| Document Number | 0000110472 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 9224 FOREST DOWNS RD GERMANTOWN TN 381388611, GERMANTOWN, TN 38138-8611 |
| Document Number | 0000110472 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 110472 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Oct 12, 2017 |
| Property Address | 9224 FOREST DOWNS RD, GERMANTOWN, TN 38138-8611 |
| Document Number | 0000105572 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 105572 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,867.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9224 FOREST DOWNS RD GERMANTOWN TN 381388611, GERMANTOWN, TN 38138-8611 |
| Document Number | 105573 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 105573 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40223 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Oct 11, 2042 |
The 2025 property tax bill for 9224 Forest Downs Rd was $9,653, up 52.6% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Germantown City |
| Unified School District | Germantown Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,653.00 (+52.59%) | $475,575 Land $67,500 Building $408,075 | $1,902,300 Land $270,000 Building $1,632,300 |
| 2024 | $6,326.00 | ||
| 2023 | $186,625 Land $67,500 Building $119,125 | ||
| 2022 | $9,449.00 | ||
| 2021 | $746,500 Land $270,000 Building $476,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9224 Forest Downs Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9224 Forest Downs Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 64% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Copper | 1.5 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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